Post by Gerald Croft on May 28, 2024 17:46:48 GMT
Gerald got an email from a Dr. Scott Williams from the United Nations.
Under other circumstances informing a scammer that a British passport number is only 9 digits could constitute educating them, but since it is supposed to be fake I don't think it matters in this case.
Williams sends the same form again, with the form as a PDF. It is a typical stupid scam form, and Gerald fills it out with fake information, as well as the answers "Your Telephone: Samsung Galaxy" and "Your Identification: Male". I doubt Williams ever read it.
I am not going to let this guy get away with ignoring my important questions and handing me over to someone else. He doesn't seem to scam at the weekend, so it also causes delays.
I was somewhat amused by his mis-spelling of "colluded" as "collided".
No reply from Williams for two days. Of course I was not going to contact the bank until he answered my very important questions.
The attachment was boring, just asking for bank details. I replied with fake information.
This is perhaps the first obvious sign that we are dealing with scammers who are more intelligent than average here. This lengthy reply is actually a response to my email, which is what we want. Let's make sure the stakes are raised a bit here...
Hm... What a coincidence that the fee is almost exactly the maximum amount I said I would be willing to pay.
I also messaged Dr. Williams asking for an explanation of why the money is being paid from a United Nations account.
This scammer has not only accepted my suggestion to charge almost £5000, but he is acting aggressively to my reasonable demands. He needs a telling off, but Gerald does it in a relatively polite way.
Williams also replies with some BS answer to my earlier question.
Another lengthy reply from the bank...
Well, he accepted the chance to increase the fee further. This is the Court Affidavit. I think it looks highly convincing, don't you?
Let's get an account to report. But first, another important question.
Of course, this excuse for an explanation is nothing but lies. "Banco Di Espanyol" isn't even correct Spanish. However, Gerald does not question it further. The fake bank sends another email with a (real) La Caixa bank account in Spain. It has been reported.
Let's come up with an excuse that will force him to give me another account or MoneyGram receiver details.
They sent a UK account, which is now reported too.
Time to bring in a dollar chopper. I often use a dollar chopper called Simon Williams (usually a Barrister but occasionally a Dr.) In this case, it seemed particularly appropriate as he happens to have a similar name to one of the scammers.
Naturally, I complied with this request.
I forwarded the message to the fake bank as well. Dr. Scott Williams is not happy.
At the midnight between Friday and Saturday, Simon Williams sends a message to Scott Williams entirely written in the subject line.
Scott, unsurprisingly, does not reply.
Gerald is still confused.
After the weekend passes, the fake bank also chimes in.
So I cook up a plausible initial email from Simon Williams and forward it to Scott. I deliberately try to make my dollar choppers far worse at writing in English than the actual scammers, to make them more pissed off that I am believing the dollar choppers over them.
Scott Williams did not reply, so the next day Gerald sent an email to all three of the other characters to assess the situation of things.
I thought it would be funny for Simon Williams to reply with an outrageous "explanation", and following Gerald's instruction to reply all.
Predictably, this made Dr. Scott Williams rather upset.
Gerald's next reply has probably made him even madder.
We'll see what happens next in this bait. I have already upset them, and I think there is potential for a lot more to go wrong for these scammers.
From: Dr. Scott Williams
Date: Wed, 8 May 2024 at 16:47
Subject: Inheritance/contract fund.
To: Gerald
The United Nations, Office UK
{London Address, Telephone numbers}
Hello the beneficiary:
This is to notify you that your overdue inheritance claim/contract payment which is with a commercial bank here in Europe which we monitor for processing and approval is ready to be released through the commercial bank. Some of these funds are from African Countries which you were trying for years to claim without success.
It is pertinent to note that an issue of this magnitude should have commenced with a formal meeting in London to clear doubts as many frauds are all over the internet, but due to the time factor and the urgency this matter requires, please bear with me for making the initial contact through email.
Meanwhile, a man with British Passport Number ********** came to our office a few days ago with a letter of authority, claiming to be your true representative in this matter.
Here is his information below:
Name: Mr. James Jackson
Bank Name: Citi Bank
Address: Arizona, U. S. A
Account number: **********.
Please, do reconfirm to this office, as a matter of urgency, whether this man is from you truly, so that this office will not be held responsible for paying this approved fund of { $3.5M} into the nominated Citi Bank Account. If this man is not your true representative, you are requested to fill and return this information for verification purposes, so that your approved claim valued S$3.5M only will be re-approved on your name as the beneficiary of the fund. This fund was as a result of an inheritance/contract fund on your behalf as the beneficiary of it.
1. Your name--------------------------------
2. Your address -----------------------------
3. Your telephone-----------------------------
4. Age ----------------------------------------
5. Sex-------------------------------- ---------
6. Your occupation ------------------------------
7. Your identification----------------------------
8. Your bank information-----------------------------
As soon as we receive the above data, we shall commence with all necessary procedures in order to re-approve this fund on your name as the beneficiary through the office of the Director International Remittance/Foreign Operations of the commercial bank here in Europe who handles all foreign inheritance, contract claims etc. We shall proceed with the payment details to the said Mr. Jackson, if we do not hear from you within the next few working days from today.
You are advised also to stop any communications with anybody until you receive your fund to avoid further distractions. Your advice to contact me with the email below (EMAIL: {Email Address})
Best Regards.
Dr. Scott Williams
Executive Officer (Foreign Paying Dept
(United Nations Office London)
Date: Wed, 8 May 2024 at 16:47
Subject: Inheritance/contract fund.
To: Gerald
The United Nations, Office UK
{London Address, Telephone numbers}
Hello the beneficiary:
This is to notify you that your overdue inheritance claim/contract payment which is with a commercial bank here in Europe which we monitor for processing and approval is ready to be released through the commercial bank. Some of these funds are from African Countries which you were trying for years to claim without success.
It is pertinent to note that an issue of this magnitude should have commenced with a formal meeting in London to clear doubts as many frauds are all over the internet, but due to the time factor and the urgency this matter requires, please bear with me for making the initial contact through email.
Meanwhile, a man with British Passport Number ********** came to our office a few days ago with a letter of authority, claiming to be your true representative in this matter.
Here is his information below:
Name: Mr. James Jackson
Bank Name: Citi Bank
Address: Arizona, U. S. A
Account number: **********.
Please, do reconfirm to this office, as a matter of urgency, whether this man is from you truly, so that this office will not be held responsible for paying this approved fund of { $3.5M} into the nominated Citi Bank Account. If this man is not your true representative, you are requested to fill and return this information for verification purposes, so that your approved claim valued S$3.5M only will be re-approved on your name as the beneficiary of the fund. This fund was as a result of an inheritance/contract fund on your behalf as the beneficiary of it.
1. Your name--------------------------------
2. Your address -----------------------------
3. Your telephone-----------------------------
4. Age ----------------------------------------
5. Sex-------------------------------- ---------
6. Your occupation ------------------------------
7. Your identification----------------------------
8. Your bank information-----------------------------
As soon as we receive the above data, we shall commence with all necessary procedures in order to re-approve this fund on your name as the beneficiary through the office of the Director International Remittance/Foreign Operations of the commercial bank here in Europe who handles all foreign inheritance, contract claims etc. We shall proceed with the payment details to the said Mr. Jackson, if we do not hear from you within the next few working days from today.
You are advised also to stop any communications with anybody until you receive your fund to avoid further distractions. Your advice to contact me with the email below (EMAIL: {Email Address})
Best Regards.
Dr. Scott Williams
Executive Officer (Foreign Paying Dept
(United Nations Office London)
From: Gerald Croft
Date: Thu, May 9, 2024 at 5:24 PM
Subject: Re: Inheritance/contract fund.
To: Scott Williams
Dear Dr. Williams,
Is this real? I have never heard of anyone like James Jackson. I am guessing there is something fishy going on with him, since a British passport number is only 9 digits.
Please contact me with this email from now on, I had to close my old one due to too much spam.
Thanks
Gerald.
Date: Thu, May 9, 2024 at 5:24 PM
Subject: Re: Inheritance/contract fund.
To: Scott Williams
Dear Dr. Williams,
Is this real? I have never heard of anyone like James Jackson. I am guessing there is something fishy going on with him, since a British passport number is only 9 digits.
Please contact me with this email from now on, I had to close my old one due to too much spam.
Thanks
Gerald.
Under other circumstances informing a scammer that a British passport number is only 9 digits could constitute educating them, but since it is supposed to be fake I don't think it matters in this case.
From: Dr Scott Williams
Date: Thu, May 9, 2024 at 7:15 PM
Subject: Thanks for your response, please fill in the attachment form and return to us urgently.
To: Gerald
Attention: Gerald
Sir,
This is to acknowledge the receipt of your mail which confirms to us that you did not authorize James Jackson or anybody to claim your fund on your behalf. This office will arrest Mr. Jackson any other day he comes to this office for impersonation.
Based on the investigation carried out by our investigation committee, we discovered that so many contractors and inheritance have lost thousands of US$ in the process of claiming their funds and we also discovered that some corrupt officials collude with foreigners to claim contractors' funds for their own use.
Because of this, the United Nations insured all recovered funds with a liable Insurance Company here in London before depositing the fund into a bank here in Europe for the safety of the funds.
Nobody or any organization has the legal right to deduct one cent from your total fund (US$3.5M) until it gets into your bank account and nobody can divert your fund for his personal use because of the insurance covering the fund.
Upon the receipt of this mail, urgently fill in the attachment form with the information required and return back to us.
Finally, once we receive the form from you with the information including your identification, we will forward your file to the paying bank here in Europe and as well give to you the information of the said bank for immediate contact with them to claim your fund.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
N:B, Please use your computer to write out the information required on the attach form and send to us via email in case you did not have printer or scanner to print out the form and re-scan it after filling in the information required while this office will use the same information to fill in the form on your behalf.
{Attachment}
Date: Thu, May 9, 2024 at 7:15 PM
Subject: Thanks for your response, please fill in the attachment form and return to us urgently.
To: Gerald
Attention: Gerald
Sir,
This is to acknowledge the receipt of your mail which confirms to us that you did not authorize James Jackson or anybody to claim your fund on your behalf. This office will arrest Mr. Jackson any other day he comes to this office for impersonation.
Based on the investigation carried out by our investigation committee, we discovered that so many contractors and inheritance have lost thousands of US$ in the process of claiming their funds and we also discovered that some corrupt officials collude with foreigners to claim contractors' funds for their own use.
Because of this, the United Nations insured all recovered funds with a liable Insurance Company here in London before depositing the fund into a bank here in Europe for the safety of the funds.
Nobody or any organization has the legal right to deduct one cent from your total fund (US$3.5M) until it gets into your bank account and nobody can divert your fund for his personal use because of the insurance covering the fund.
Upon the receipt of this mail, urgently fill in the attachment form with the information required and return back to us.
Finally, once we receive the form from you with the information including your identification, we will forward your file to the paying bank here in Europe and as well give to you the information of the said bank for immediate contact with them to claim your fund.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
N:B, Please use your computer to write out the information required on the attach form and send to us via email in case you did not have printer or scanner to print out the form and re-scan it after filling in the information required while this office will use the same information to fill in the form on your behalf.
{Attachment}
From: Gerald Croft
Date: Thu, May 9, 2024 at 8:29 PM
Subject: Re: Thanks for your response, please fill in the attachment form and return to us urgently.
To: Dr Scott Williams
Dear Dr. Williams.
Thanks for your reply. I am a bit concerned that there has been an impostor involved in the business when it concerns such a large sum of money, please make sure to ask the police to investigate how this man was aware of my funds.
I'm pleased to hear you have the money insured. I hope you are not using Johnson & Baldrick's Insurance because they refused to pay up when my house was burgled back in 2008. To be fair, I had left my back door open but it was in the middle of the day and in a low crime area.
I can't see the attachment. Could you resend it as a PDF please? It will be easier to complete that way too
Thanks
Gerald.
Date: Thu, May 9, 2024 at 8:29 PM
Subject: Re: Thanks for your response, please fill in the attachment form and return to us urgently.
To: Dr Scott Williams
Dear Dr. Williams.
Thanks for your reply. I am a bit concerned that there has been an impostor involved in the business when it concerns such a large sum of money, please make sure to ask the police to investigate how this man was aware of my funds.
I'm pleased to hear you have the money insured. I hope you are not using Johnson & Baldrick's Insurance because they refused to pay up when my house was burgled back in 2008. To be fair, I had left my back door open but it was in the middle of the day and in a low crime area.
I can't see the attachment. Could you resend it as a PDF please? It will be easier to complete that way too
Thanks
Gerald.
Williams sends the same form again, with the form as a PDF. It is a typical stupid scam form, and Gerald fills it out with fake information, as well as the answers "Your Telephone: Samsung Galaxy" and "Your Identification: Male". I doubt Williams ever read it.
From: Gerald Croft
Date: Fri, May 10, 2024 at 9:29 AM
Subject: Re: (Repeated message) Sir, kindly find attached form as you requested.
To: Dr Scott Williams
Dear Dr. Williams,
I completed the form. Could you please confirm why I am receiving the funds, and the amount I will receive?
Thanks
Gerald.
Date: Fri, May 10, 2024 at 9:29 AM
Subject: Re: (Repeated message) Sir, kindly find attached form as you requested.
To: Dr Scott Williams
Dear Dr. Williams,
I completed the form. Could you please confirm why I am receiving the funds, and the amount I will receive?
Thanks
Gerald.
From: Dr Scott Williams
Date: Fri, May 10, 2024 at 6:27 PM
Subject: Your respond to our mail was received urgently contact the paying bank through the info below.
To: Gerald
Attention: Gerald G. Croft
Sir,
This is to acknowledge the receipt of your message including the information you forwarded as requested.
However, this office has finalized your payment file and it has been forwarded to the paying bank for immediate transfer of your fund. Therefore, upon the receipt of this mail urgently contact the bank through the following information stated below as;
Bank Name: La Caixa Bank Madrid, Spain
Telephone Number {Telephone number}
Fax Number: {Telephone number}
Email: {Email address}
Contact Person: Lopez Roberto
Finally, kindly notify us once you contact the bank so that we can monitor your payment with the bank and do not fail to contact the bank once you receive this mail.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
Date: Fri, May 10, 2024 at 6:27 PM
Subject: Your respond to our mail was received urgently contact the paying bank through the info below.
To: Gerald
Attention: Gerald G. Croft
Sir,
This is to acknowledge the receipt of your message including the information you forwarded as requested.
However, this office has finalized your payment file and it has been forwarded to the paying bank for immediate transfer of your fund. Therefore, upon the receipt of this mail urgently contact the bank through the following information stated below as;
Bank Name: La Caixa Bank Madrid, Spain
Telephone Number {Telephone number}
Fax Number: {Telephone number}
Email: {Email address}
Contact Person: Lopez Roberto
Finally, kindly notify us once you contact the bank so that we can monitor your payment with the bank and do not fail to contact the bank once you receive this mail.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
From: Gerald Croft
Date: Sat, May 11, 2024 at 8:19 AM
Subject: Re: Your respond to our mail was received urgently contact the paying bank through the info below.
To: Dr Scott Williams
Dear Dr. Williams,
I will contact the bank in due course, but without meaning to be rude, I asked you some important questions in my last email which you have not replied.
They were: Why am I receiving the funds? , and, How much will I receive?
Thanks
Gerald.
Date: Sat, May 11, 2024 at 8:19 AM
Subject: Re: Your respond to our mail was received urgently contact the paying bank through the info below.
To: Dr Scott Williams
Dear Dr. Williams,
I will contact the bank in due course, but without meaning to be rude, I asked you some important questions in my last email which you have not replied.
They were: Why am I receiving the funds? , and, How much will I receive?
Thanks
Gerald.
I am not going to let this guy get away with ignoring my important questions and handing me over to someone else. He doesn't seem to scam at the weekend, so it also causes delays.
From: Dr Scott Williams
Date: Mon, May 13, 2024 at 6:49 AM
Subject: Sir, read our response to your last mail and comply with our directives therein.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your acknowledgment message dated 11th May 2024 to our last message dated 10th May 2024 and we are sincerely sorry for not responding to your questions till date. I thought that I had answered the said questions before now but I discovered from your last mail that the questions are yet to be answered.
Concerning your question, the reason why you are receiving the funds was because the United Nations Investigation Committee discovered the said funds under your name as your unclaimed inheritance/contract funds while one Mr. James Jackson collided with some top bank officials and presented to this office an authorization letter claiming that you authorized him to claim the said funds on your behalf which lead this office to sent to you our message to confirm to us if actually Mr. James Jackson is really from you or not. The amount you will be receiving is the sum of Three Million Five Hundred United States Dollar (US$3.5M).
Finally, we are very sorry for not responding to your question before now while we advise you to contact the paying bank through their contact information already with you upon the receipt of this message to enable them process your payment and credit your bank account with your US$3.5M.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
Date: Mon, May 13, 2024 at 6:49 AM
Subject: Sir, read our response to your last mail and comply with our directives therein.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your acknowledgment message dated 11th May 2024 to our last message dated 10th May 2024 and we are sincerely sorry for not responding to your questions till date. I thought that I had answered the said questions before now but I discovered from your last mail that the questions are yet to be answered.
Concerning your question, the reason why you are receiving the funds was because the United Nations Investigation Committee discovered the said funds under your name as your unclaimed inheritance/contract funds while one Mr. James Jackson collided with some top bank officials and presented to this office an authorization letter claiming that you authorized him to claim the said funds on your behalf which lead this office to sent to you our message to confirm to us if actually Mr. James Jackson is really from you or not. The amount you will be receiving is the sum of Three Million Five Hundred United States Dollar (US$3.5M).
Finally, we are very sorry for not responding to your question before now while we advise you to contact the paying bank through their contact information already with you upon the receipt of this message to enable them process your payment and credit your bank account with your US$3.5M.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
I was somewhat amused by his mis-spelling of "colluded" as "collided".
From: Gerald Croft
Date: Mon, May 13, 2024 at 12:26 PM
Subject: Re: Sir, read our response to your last mail and comply with our directives therein.
To: Dr Scott Williams
Dear Dr. Williams,
Thank you for your reply. I am a bit worried that these bank officials have been colliding with this Jackson character. I hope they were not working for the same bank that you are now asking me to do business with? I would just like to reiterate that I have no relation to this man and he is not authorised to collect my funds.
As you know, I am not a banking/financial expert so I am having some difficulty interpreting what is meant by inheritance/contract funds. Could you please explain in simple terms what it means? Am I right in thinking that one of my relatives would have entered into a contract and specified that the money should go to me in the event of their death?
Thanks
Gerald.
Date: Mon, May 13, 2024 at 12:26 PM
Subject: Re: Sir, read our response to your last mail and comply with our directives therein.
To: Dr Scott Williams
Dear Dr. Williams,
Thank you for your reply. I am a bit worried that these bank officials have been colliding with this Jackson character. I hope they were not working for the same bank that you are now asking me to do business with? I would just like to reiterate that I have no relation to this man and he is not authorised to collect my funds.
As you know, I am not a banking/financial expert so I am having some difficulty interpreting what is meant by inheritance/contract funds. Could you please explain in simple terms what it means? Am I right in thinking that one of my relatives would have entered into a contract and specified that the money should go to me in the event of their death?
Thanks
Gerald.
No reply from Williams for two days. Of course I was not going to contact the bank until he answered my very important questions.
From: Gerald Croft
Date: Wed, May 15, 2024 at 9:38 AM
Subject: Re: Sir, read our response to your last mail and comply with our directives therein.
To: Dr Scott Williams
Dear Dr. Williams,
You have not replied my last email. What is the situation of things, please? Before I contact the bank I would like to be assured that the people I am contacting have not been colliding with Jackson.
Thanks
Gerald.
Date: Wed, May 15, 2024 at 9:38 AM
Subject: Re: Sir, read our response to your last mail and comply with our directives therein.
To: Dr Scott Williams
Dear Dr. Williams,
You have not replied my last email. What is the situation of things, please? Before I contact the bank I would like to be assured that the people I am contacting have not been colliding with Jackson.
Thanks
Gerald.
From: Dr Scott Williams
Date: Thu, May 16, 2024 at 9:17 AM
Subject: Sir, read our acknowledgment message to your last message and we are sorry for late response.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your acknowledgment message dated 13th May 2024 and 14th May 2024 respectively to our last message dated 13th May 2024 and I am very sorry for my late response to your messages due my absence in the office last Tuesday and Wednesday.
Concerning your questions, your interpreting in your message dated 13th May 2024 of what I meant by inheritance/contract funds is 100% correct. The said funds (US$3.5M) discovered on your name would have been your relatives entered into a contract and specified that the money should go to you in the event of death. Also, Mr. James Jackson has no contact or relation with the bank that we refer to pay you your funds, therefore, do not be worried at all.
Finally, upon the receipt of this message, kindly contact the bank through their contact details already with you to enable them process your payment and transfer your US$3.5M into your bank account.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
Date: Thu, May 16, 2024 at 9:17 AM
Subject: Sir, read our acknowledgment message to your last message and we are sorry for late response.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your acknowledgment message dated 13th May 2024 and 14th May 2024 respectively to our last message dated 13th May 2024 and I am very sorry for my late response to your messages due my absence in the office last Tuesday and Wednesday.
Concerning your questions, your interpreting in your message dated 13th May 2024 of what I meant by inheritance/contract funds is 100% correct. The said funds (US$3.5M) discovered on your name would have been your relatives entered into a contract and specified that the money should go to you in the event of death. Also, Mr. James Jackson has no contact or relation with the bank that we refer to pay you your funds, therefore, do not be worried at all.
Finally, upon the receipt of this message, kindly contact the bank through their contact details already with you to enable them process your payment and transfer your US$3.5M into your bank account.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
From: Fake Bank
Date: Thu, May 16, 2024 at 9:40 AM
Subject: Read the attached document and reconfirm to us your receiving bank details urgently.
To: Gerald
Attn: Gerald G. Croft
Sir,
Read the attached document and reconfirm to us your receiving bank
details urgently.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
{Attachment}
Date: Thu, May 16, 2024 at 9:40 AM
Subject: Read the attached document and reconfirm to us your receiving bank details urgently.
To: Gerald
Attn: Gerald G. Croft
Sir,
Read the attached document and reconfirm to us your receiving bank
details urgently.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
{Attachment}
The attachment was boring, just asking for bank details. I replied with fake information.
From: Gerald Croft
Date: Thu, May 16, 2024 at 7:58 PM
Subject: Re: Read the attached document and reconfirm to us your receiving bank details urgently.
To: Fake Bank
Dear Mr. Lopez,
Thanks for your email. My bank details are:
{Fake account details}
I would like to inform you that I have no relation called James Jackson, so if he attempts to collect this funds then please do not engage with him and inform the police.
Could you please send me a bank statement for the account in question? And how much does the amount convert to in Euros, and how much in British Pounds, please?
Thanks
Gerald.
Date: Thu, May 16, 2024 at 7:58 PM
Subject: Re: Read the attached document and reconfirm to us your receiving bank details urgently.
To: Fake Bank
Dear Mr. Lopez,
Thanks for your email. My bank details are:
{Fake account details}
I would like to inform you that I have no relation called James Jackson, so if he attempts to collect this funds then please do not engage with him and inform the police.
Could you please send me a bank statement for the account in question? And how much does the amount convert to in Euros, and how much in British Pounds, please?
Thanks
Gerald.
From: Fake bank
Date: Fri, May 17, 2024 at 9:35 AM
Subject: Thanks for your mail with the information required, please read this mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
This bank is hereby acknowledging the receipt of your mail and the information required from you were received.
Concerning your questions, it is absolutely impossibly for anybody whosoever to visit our bank on your behalf in other to claim your funds. If Mr. James Jackson ever visit this bank, we will not hesitate to hand him over to the Police. Your funds (US$3.5M) will be paying to you through the U. N. bank account with La Caixa Bank and it is not possible for La Caixa Bank to send to you the statement of account belonging to the United Nations. As at today, US$3,500,000.00 is equivalent to Euro3,225,530.00 and British Pounds £2,766,680.00.
However, be informed that your payment file has been forwarded to our Bank Head Office for approval and once they issue approval, they will communicate to this office for immediate transfer of your fund into your nominated bank account.
In a nutshell, this office will reach you once the approval is issued and at the same time notify you on the exact amount you must pay to La Caixa Bank for the Spanish Ministry of Finance Fund Approval Stamp Duty Fee/Transfer Charges of your fund.
Please note that these fees are not deductible from your total fund because your fund is under insurance bond coverage which deprives this bank or any organization from deducting one cent (1cent) from your US$3.5M and the Spanish Ministry of Finance Approval Stamp Duty fee /transfer charges is the only compulsory fee you must to pay to La Caixa Bank before your fund will be transferred into your bank account to be credited within 48 working hours.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Fri, May 17, 2024 at 9:35 AM
Subject: Thanks for your mail with the information required, please read this mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
This bank is hereby acknowledging the receipt of your mail and the information required from you were received.
Concerning your questions, it is absolutely impossibly for anybody whosoever to visit our bank on your behalf in other to claim your funds. If Mr. James Jackson ever visit this bank, we will not hesitate to hand him over to the Police. Your funds (US$3.5M) will be paying to you through the U. N. bank account with La Caixa Bank and it is not possible for La Caixa Bank to send to you the statement of account belonging to the United Nations. As at today, US$3,500,000.00 is equivalent to Euro3,225,530.00 and British Pounds £2,766,680.00.
However, be informed that your payment file has been forwarded to our Bank Head Office for approval and once they issue approval, they will communicate to this office for immediate transfer of your fund into your nominated bank account.
In a nutshell, this office will reach you once the approval is issued and at the same time notify you on the exact amount you must pay to La Caixa Bank for the Spanish Ministry of Finance Fund Approval Stamp Duty Fee/Transfer Charges of your fund.
Please note that these fees are not deductible from your total fund because your fund is under insurance bond coverage which deprives this bank or any organization from deducting one cent (1cent) from your US$3.5M and the Spanish Ministry of Finance Approval Stamp Duty fee /transfer charges is the only compulsory fee you must to pay to La Caixa Bank before your fund will be transferred into your bank account to be credited within 48 working hours.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
This is perhaps the first obvious sign that we are dealing with scammers who are more intelligent than average here. This lengthy reply is actually a response to my email, which is what we want. Let's make sure the stakes are raised a bit here...
From: Gerald Croft
Date: Fri, May 17, 2024 at 10:48 AM
Subject: Re: Thanks for your mail with the information required, please read this mail and acknowledge the receipt urgently.
To: Fake bank
Mr. Lopez,
Thanks for this explanation. Could you please explain the role of the United Nations in this? I am a bit surprised that they have the money when the funds is coming from my late relative. Was my relative working with the United nations, or are they just the organisation that handles matters such as these when international payments and inheritances are involved?
Regarding the fee, this is very understandable but I hope that it will not be any more than around the £5,000 mark. I don't know if these things are usually charged as a percentage of the total fund, but if so then it may be a while before I can come up with the money to pay (for example) 1% of the total fund as the advance fee. But if this is the case, just let me know and perhaps I will be able to apply for a loan. I get many offers for a loan in my inbox, and I am sure if I explain the situation to them then anyone would be happy to give me a loan as the money is guaranteed to be repaid.
Just update me when you know approximately how much is this fee likely to be.
Thanks
Gerald.
Date: Fri, May 17, 2024 at 10:48 AM
Subject: Re: Thanks for your mail with the information required, please read this mail and acknowledge the receipt urgently.
To: Fake bank
Mr. Lopez,
Thanks for this explanation. Could you please explain the role of the United Nations in this? I am a bit surprised that they have the money when the funds is coming from my late relative. Was my relative working with the United nations, or are they just the organisation that handles matters such as these when international payments and inheritances are involved?
Regarding the fee, this is very understandable but I hope that it will not be any more than around the £5,000 mark. I don't know if these things are usually charged as a percentage of the total fund, but if so then it may be a while before I can come up with the money to pay (for example) 1% of the total fund as the advance fee. But if this is the case, just let me know and perhaps I will be able to apply for a loan. I get many offers for a loan in my inbox, and I am sure if I explain the situation to them then anyone would be happy to give me a loan as the money is guaranteed to be repaid.
Just update me when you know approximately how much is this fee likely to be.
Thanks
Gerald.
From: Fake bank
Date: Fri, May 17, 2024 at 11:43 AM
Subject: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail in response to our previous mail today and the contents therein were noted.
Concerning your questions, to the best of my knowledge, I think it is the United Nations is in the right position to answer your question perfectly. All I can stand here now to tell you is that the Investigation Committees under the United Nations discovered the Three Million Five Hundred Thousand United States Dollar (US$3.5M) on your name and the U. N. directed La Caixa Bank to debit their bank account with us with the sum of US$3.5M and transfer to your bank account. Again, it is the sole responsibility of the U, N. to recover unpaid contract/inheritance funds and pay to the beneficiary through any bank of their choice. La Caixa Bank has paid such funds to more than ten people (10people) only this year by the order U. N.
Regarding the fees, the Spanish Ministry of Finance Stamp Duty Fee is 0.15% of the total amount involved while La Caixa Bank International wire transfer charges is Euro45.00. 0.15% of US$3,500,000.00 is US$5,250.00 plus Euro45.00 which is US$48.80cent as at today’s exchange rate. US$5,250.00 + US$48.80cent totaling US$5,298.80cent which is equivalent to £4,187.00.
In a nutshell, our candid advise to you is to make sure that you keep the required fees Four Thousand One Hundred and Eighty-Seven British Pounds Sterling (£4,187.00) ready early next week so that once our Bank Headquarters secured the approval and notify this bank branch, you will pay the fees the same day to enable this bank wire your US$3.5M into your bank account once the fees are received from you and bring your transaction to an end.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Fri, May 17, 2024 at 11:43 AM
Subject: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail in response to our previous mail today and the contents therein were noted.
Concerning your questions, to the best of my knowledge, I think it is the United Nations is in the right position to answer your question perfectly. All I can stand here now to tell you is that the Investigation Committees under the United Nations discovered the Three Million Five Hundred Thousand United States Dollar (US$3.5M) on your name and the U. N. directed La Caixa Bank to debit their bank account with us with the sum of US$3.5M and transfer to your bank account. Again, it is the sole responsibility of the U, N. to recover unpaid contract/inheritance funds and pay to the beneficiary through any bank of their choice. La Caixa Bank has paid such funds to more than ten people (10people) only this year by the order U. N.
Regarding the fees, the Spanish Ministry of Finance Stamp Duty Fee is 0.15% of the total amount involved while La Caixa Bank International wire transfer charges is Euro45.00. 0.15% of US$3,500,000.00 is US$5,250.00 plus Euro45.00 which is US$48.80cent as at today’s exchange rate. US$5,250.00 + US$48.80cent totaling US$5,298.80cent which is equivalent to £4,187.00.
In a nutshell, our candid advise to you is to make sure that you keep the required fees Four Thousand One Hundred and Eighty-Seven British Pounds Sterling (£4,187.00) ready early next week so that once our Bank Headquarters secured the approval and notify this bank branch, you will pay the fees the same day to enable this bank wire your US$3.5M into your bank account once the fees are received from you and bring your transaction to an end.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Hm... What a coincidence that the fee is almost exactly the maximum amount I said I would be willing to pay.
From: Gerald Croft
Date: Sat, May 18, 2024 at 12:33 PM
Subject: Re: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: fake bank
Dear Mr. Lopez,
Thank you for your message.
That fee sounds OK. Before I pay it, I would like to have some sort of documented proof of the amount that is in the account and that once I pay the fee it will definitely be transferred, just to give me peace of mind. If you are not able to provide a bank statement, then maybe you could send me a contract or an affidavit just so that I know this transaction is legal and risk-free.
I will contact the United Nations Officer so that I can better understand the role of this organisation in the transfer.
Thanks
Gerald.
Date: Sat, May 18, 2024 at 12:33 PM
Subject: Re: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: fake bank
Dear Mr. Lopez,
Thank you for your message.
That fee sounds OK. Before I pay it, I would like to have some sort of documented proof of the amount that is in the account and that once I pay the fee it will definitely be transferred, just to give me peace of mind. If you are not able to provide a bank statement, then maybe you could send me a contract or an affidavit just so that I know this transaction is legal and risk-free.
I will contact the United Nations Officer so that I can better understand the role of this organisation in the transfer.
Thanks
Gerald.
I also messaged Dr. Williams asking for an explanation of why the money is being paid from a United Nations account.
From: Gerald Croft
Date: Sat, May 18, 2024 at 12:36 PM
Subject: Re: Sir, read our acknowledgment message to your last message and we are sorry for late response.
To: Dr Scott Williams
Dear Dr. Williams,
Could you please explain something for me about the role of the United Nations in this business? I have discovered that the money is going to be paid to me from a United Nations account, which surprised me a bit because I was expecting it to be paid from an account of my late relative. Could you please let me know if my late relative was also working with United Nations, or if it is simply a matter of the fact that international transactions are best conducted with assistance of an international organisation like United Nations, and that you agreed to help with it?
Thanks
Gerald.
Date: Sat, May 18, 2024 at 12:36 PM
Subject: Re: Sir, read our acknowledgment message to your last message and we are sorry for late response.
To: Dr Scott Williams
Dear Dr. Williams,
Could you please explain something for me about the role of the United Nations in this business? I have discovered that the money is going to be paid to me from a United Nations account, which surprised me a bit because I was expecting it to be paid from an account of my late relative. Could you please let me know if my late relative was also working with United Nations, or if it is simply a matter of the fact that international transactions are best conducted with assistance of an international organisation like United Nations, and that you agreed to help with it?
Thanks
Gerald.
From: Fake bank
Date: Mon, May 20, 2024 at 7:11 AM
Subject: Sir, read our bank response to your last mail and the current update on your transaction and acknowledges the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail dated 18th May 2024 which we received this morning on our arrival to the office and the contents therein were noted.
First and foremost, I must confess to you that this bank was very surprised at your reason(s) of being skeptical of the authenticity of your payment by requesting us to send to you the statement of the account where your funds are being transferring from or other document proof. Sir, if we may ask you some questions, is there any bank Worldwide you know that can send a statement of account of their bank customer to a third party? Did you ever think that La Caixa Bank or the United Nations will ever contact you if you have no funds to receive?
However, if you want a Court affidavit from the Spanish Court to proof the authenticity of your funds and to proof that the said funds are 100% legal, we can hire a lawyer here in Madrid, Spain to visit Spanish Court and obtain the Court affidavit on your behalf but it will cost you the lawyer’s legal fee and Court Stamp Duty Fee which according to a lawyer I contacted this morning told me that it will cost you the sum of Euro850.00. If you are ready to pay the Euro850.00, urgently confirm for the lawyer to proceed.
Meanwhile, reference with our previous mail which this bank confirms to you that your payment file has been forwarded to our bank head office for approval, this office received information from our bank Head Office this morning that your payment file will be ready by tomorrow being 21st May, 2024 which means your fund will be ready to be transfer into your
bank account.
Therefore, upon the receipt of this mail urgently acknowledge the receipt and at the same time make an urgent arrangement to keep the fee ready so that once we receive approval notification from our bank head office by tomorrow and notify you, you will pay the fee the same day to enable this bank transfer your fund into your bank account.
However, please note that La Caixa Bank International wire transfer fee/Spanish Ministry of Finance Fund Approval Stamp Duty Fee of any amount that is above US$1M is 0.15% of the total amount involved. Therefore in your own case 0.15% of US$3,500,000.00 is US$5,250.00. Also note that La Caixa Bank International wire transfer fee will cost you Euro45.00.
In a nutshell, do not hesitate to acknowledge the receipt of this mail upon receipt and confirm to us your readiness to pay the fees and receive your funds from this bank. If you approve the lawyer I contact to proceed and obtain the Court affidavit, I will advise her to proceed while you pay the Euro850,00 together with the charges stated as above.
Thanks for working with La Caixa Bank while we promise to serve you better.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Mon, May 20, 2024 at 7:11 AM
Subject: Sir, read our bank response to your last mail and the current update on your transaction and acknowledges the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail dated 18th May 2024 which we received this morning on our arrival to the office and the contents therein were noted.
First and foremost, I must confess to you that this bank was very surprised at your reason(s) of being skeptical of the authenticity of your payment by requesting us to send to you the statement of the account where your funds are being transferring from or other document proof. Sir, if we may ask you some questions, is there any bank Worldwide you know that can send a statement of account of their bank customer to a third party? Did you ever think that La Caixa Bank or the United Nations will ever contact you if you have no funds to receive?
However, if you want a Court affidavit from the Spanish Court to proof the authenticity of your funds and to proof that the said funds are 100% legal, we can hire a lawyer here in Madrid, Spain to visit Spanish Court and obtain the Court affidavit on your behalf but it will cost you the lawyer’s legal fee and Court Stamp Duty Fee which according to a lawyer I contacted this morning told me that it will cost you the sum of Euro850.00. If you are ready to pay the Euro850.00, urgently confirm for the lawyer to proceed.
Meanwhile, reference with our previous mail which this bank confirms to you that your payment file has been forwarded to our bank head office for approval, this office received information from our bank Head Office this morning that your payment file will be ready by tomorrow being 21st May, 2024 which means your fund will be ready to be transfer into your
bank account.
Therefore, upon the receipt of this mail urgently acknowledge the receipt and at the same time make an urgent arrangement to keep the fee ready so that once we receive approval notification from our bank head office by tomorrow and notify you, you will pay the fee the same day to enable this bank transfer your fund into your bank account.
However, please note that La Caixa Bank International wire transfer fee/Spanish Ministry of Finance Fund Approval Stamp Duty Fee of any amount that is above US$1M is 0.15% of the total amount involved. Therefore in your own case 0.15% of US$3,500,000.00 is US$5,250.00. Also note that La Caixa Bank International wire transfer fee will cost you Euro45.00.
In a nutshell, do not hesitate to acknowledge the receipt of this mail upon receipt and confirm to us your readiness to pay the fees and receive your funds from this bank. If you approve the lawyer I contact to proceed and obtain the Court affidavit, I will advise her to proceed while you pay the Euro850,00 together with the charges stated as above.
Thanks for working with La Caixa Bank while we promise to serve you better.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
This scammer has not only accepted my suggestion to charge almost £5000, but he is acting aggressively to my reasonable demands. He needs a telling off, but Gerald does it in a relatively polite way.
From: Gerald Croft
Date: Mon, May 20, 2024 at 8:34 AM
Subject: Re: Sir, read our bank response to your last mail and the current update on your transaction and acknowledges the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Thank you for your message. Regarding your question, "Sir, if we may ask you some questions, is there any bank Worldwide you know that can send a statement of account of their bank customer to a third party?", when I asked this I did not know that the funds was being transferred direct from a United Nations account. I thought that the account was belonging to my late relative, and yes, I can confirm that there are banks that will send account statements to the named beneficiary / heir in the case of death of the original account holder (this happened with multiple different banks when my father died; this was many years ago now so perhaps this is no longer a standard practice).
Regarding your second question, "Did you ever think that La Caixa Bank or the United Nations will ever contact you if you have no funds to receive?", who said anything about there being no funds to receive? I never made such an allegation. You just have to understand that more than £4000 is a lot of money for me, and when I spend such an amount I must be 100% confident of the legal details of the transaction I am entering into. In particular, I am worried that after I pay the fee there will be hidden costs. You just confirmed to me that my worries are *correct*, by mentioning that I now have to pay an extra fee of 850 euros, which you never mentioned to me before this email.
It is completely normal to ask for documentation and contracts in business such as this. I don't know how long you have been working in the banking sector, but you will soon realise that people asking for such things is not a slight against you, it is ordinary business practice.
Thanks
Gerald.
Date: Mon, May 20, 2024 at 8:34 AM
Subject: Re: Sir, read our bank response to your last mail and the current update on your transaction and acknowledges the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Thank you for your message. Regarding your question, "Sir, if we may ask you some questions, is there any bank Worldwide you know that can send a statement of account of their bank customer to a third party?", when I asked this I did not know that the funds was being transferred direct from a United Nations account. I thought that the account was belonging to my late relative, and yes, I can confirm that there are banks that will send account statements to the named beneficiary / heir in the case of death of the original account holder (this happened with multiple different banks when my father died; this was many years ago now so perhaps this is no longer a standard practice).
Regarding your second question, "Did you ever think that La Caixa Bank or the United Nations will ever contact you if you have no funds to receive?", who said anything about there being no funds to receive? I never made such an allegation. You just have to understand that more than £4000 is a lot of money for me, and when I spend such an amount I must be 100% confident of the legal details of the transaction I am entering into. In particular, I am worried that after I pay the fee there will be hidden costs. You just confirmed to me that my worries are *correct*, by mentioning that I now have to pay an extra fee of 850 euros, which you never mentioned to me before this email.
It is completely normal to ask for documentation and contracts in business such as this. I don't know how long you have been working in the banking sector, but you will soon realise that people asking for such things is not a slight against you, it is ordinary business practice.
Thanks
Gerald.
From: Dr Scott Williams
Date: Mon, May 20, 2024 at 8:39 AM
Subject: Sir, read this message in acknowledgment to your message dated 18th May 2024 and confirms the receipt.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your message dated 18th May 2024 and your questions therein were well understood.
Meanwhile, may I use this opportunity to answer to your questions, the role of the United Nations in your payment are, because the said funds was discovered by the U. N. investigation committees on your name as unpaid inheritance/contract funds and being that some corrupt officials collided with Mr. James Jackson trying to divert the funds for there personal use, the U. N. credited the US$3.5M into our bank account with Bank of America and directed La Caixa Bank to debit our bank account with them with the sum of US$3.5M and transfer it to your bank account. That is the reason why the said funds are being paid to you through our bank account.
Your relative who uses your name as the next of kin for the said funds is not working with the U. N. rather must be a contractor or sub-contractor with the U. N. Our Investigation Committees have in the past and currently discovered over twenty (20) unpaid inheritance/contract funds and the U. N. through our bank account from different parts of the Countries paid such funds to the rightful person.
In conclusion, be informed that your payment with La Caixa Bank is 100% legal and under the monitor of the United Nations until it is credited into your bank account. Your duty on this payment is to comply with the La Caixa Bank instructions/directives by paying the Spanish Government approval stamp duty fee and the bank wire transfer charges.
Once more, feel free to ask us any question(s) you may choose to ask while you must expect La Caixa Bank to credit your account within this week with your US$3.5M once you pay the required fees to them.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
Date: Mon, May 20, 2024 at 8:39 AM
Subject: Sir, read this message in acknowledgment to your message dated 18th May 2024 and confirms the receipt.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your message dated 18th May 2024 and your questions therein were well understood.
Meanwhile, may I use this opportunity to answer to your questions, the role of the United Nations in your payment are, because the said funds was discovered by the U. N. investigation committees on your name as unpaid inheritance/contract funds and being that some corrupt officials collided with Mr. James Jackson trying to divert the funds for there personal use, the U. N. credited the US$3.5M into our bank account with Bank of America and directed La Caixa Bank to debit our bank account with them with the sum of US$3.5M and transfer it to your bank account. That is the reason why the said funds are being paid to you through our bank account.
Your relative who uses your name as the next of kin for the said funds is not working with the U. N. rather must be a contractor or sub-contractor with the U. N. Our Investigation Committees have in the past and currently discovered over twenty (20) unpaid inheritance/contract funds and the U. N. through our bank account from different parts of the Countries paid such funds to the rightful person.
In conclusion, be informed that your payment with La Caixa Bank is 100% legal and under the monitor of the United Nations until it is credited into your bank account. Your duty on this payment is to comply with the La Caixa Bank instructions/directives by paying the Spanish Government approval stamp duty fee and the bank wire transfer charges.
Once more, feel free to ask us any question(s) you may choose to ask while you must expect La Caixa Bank to credit your account within this week with your US$3.5M once you pay the required fees to them.
Regards,
Dr. Scott Williams
Executive Officer
(Foreign Paying Dept. United Nations Office London).
From: Fake bank
Date: Mon, May 20, 2024 at 10:03 AM
Subject: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail in response to our previous mail today and the contents therein were noted.
Regarding your statements on the said mail today, insofar you now understand that your US$3.5M is being transferring to you directly from the U. N. bank account with La Caixa Bank, is of no use making further argument over the statement of account. I totally agreed with you that all banks have the legal right to send their customer’s statement of account to the next of kin in case of death.
Concerning your statement of a hidden cost, I will advise you to re-read the third paragraph of our previous mail today to enable you understand that the required amount Euro850.00 for Court Affidavit is optional. We clearly told you if you want the Court affidavit only then you can pay for the lawyer’s legal fee and Court Stamp Duty Fee but if you don’t want it, there is no point paying for it. Please note that we never said that you made any allegation to us and I am hereby withdrawing that question. We are sincerely sorry if the question hurt you.
In a nutshell, you are 100% right by asking for the documents but we can only give you the one that is necessary and available with us. I have worked with La Caixa Bank for Twenty-Seven years plus and you can see that I am no longer a new person with banking.
Once more, if you still need the Court Affidavit, I can use my person money to pay to the lawyer to obtain the affidavit today while you repay back my money tomorrow when paying the required fees (US$5,250.00 + Euro45.00) tomorrow once your approval is ready.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Mon, May 20, 2024 at 10:03 AM
Subject: Sir, read our bank response to your mail today and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail in response to our previous mail today and the contents therein were noted.
Regarding your statements on the said mail today, insofar you now understand that your US$3.5M is being transferring to you directly from the U. N. bank account with La Caixa Bank, is of no use making further argument over the statement of account. I totally agreed with you that all banks have the legal right to send their customer’s statement of account to the next of kin in case of death.
Concerning your statement of a hidden cost, I will advise you to re-read the third paragraph of our previous mail today to enable you understand that the required amount Euro850.00 for Court Affidavit is optional. We clearly told you if you want the Court affidavit only then you can pay for the lawyer’s legal fee and Court Stamp Duty Fee but if you don’t want it, there is no point paying for it. Please note that we never said that you made any allegation to us and I am hereby withdrawing that question. We are sincerely sorry if the question hurt you.
In a nutshell, you are 100% right by asking for the documents but we can only give you the one that is necessary and available with us. I have worked with La Caixa Bank for Twenty-Seven years plus and you can see that I am no longer a new person with banking.
Once more, if you still need the Court Affidavit, I can use my person money to pay to the lawyer to obtain the affidavit today while you repay back my money tomorrow when paying the required fees (US$5,250.00 + Euro45.00) tomorrow once your approval is ready.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
From: Fake bank
Date: Tue, May 21, 2024 at 8:13 AM
Subject: Sir, read this mail attached with payment approval document and respond to it urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail to bring to your knowledge that our bank management has approved your payment and attach to this mail is the payment approval document. Again, after sending you our last mail of yesterday, I believe in my heart that you will request for the Court Affidavit and to avoid any delay, I advised the lawyer to proceed with the affidavit which she obtained yesterday and I paid her Euro850.00 and will like you to repay back the money to me if you decide. Attached to this mail also is the Court Affidavit.
Therefore, urgently read the attach document and contact this office to direct you on how you are going to send the Spanish Ministry of Finance Approval Stamp Duty Fee/Transfer Charges of your fund amount to US$5,298.80cent.
Please note that the required charges is the only thing holding this bank from transferring your fund into your bank account as all other things are perfectly okay and the required fees is the only fee required from you by La Caixa Bank on or after receiving your US$3.5M into your bank account.
In a nutshell, this bank will be expecting to hear from you upon the receipt of this mail requesting for the information you will use to pay the required amount possibly today because we want to complete with your transaction this week as programmed before the expiration date of the approval giving by the authorities to complete with your payment.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain
Date: Tue, May 21, 2024 at 8:13 AM
Subject: Sir, read this mail attached with payment approval document and respond to it urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail to bring to your knowledge that our bank management has approved your payment and attach to this mail is the payment approval document. Again, after sending you our last mail of yesterday, I believe in my heart that you will request for the Court Affidavit and to avoid any delay, I advised the lawyer to proceed with the affidavit which she obtained yesterday and I paid her Euro850.00 and will like you to repay back the money to me if you decide. Attached to this mail also is the Court Affidavit.
Therefore, urgently read the attach document and contact this office to direct you on how you are going to send the Spanish Ministry of Finance Approval Stamp Duty Fee/Transfer Charges of your fund amount to US$5,298.80cent.
Please note that the required charges is the only thing holding this bank from transferring your fund into your bank account as all other things are perfectly okay and the required fees is the only fee required from you by La Caixa Bank on or after receiving your US$3.5M into your bank account.
In a nutshell, this bank will be expecting to hear from you upon the receipt of this mail requesting for the information you will use to pay the required amount possibly today because we want to complete with your transaction this week as programmed before the expiration date of the approval giving by the authorities to complete with your payment.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain
From: Gerald Croft
Date: Tue, May 21, 2024 at 9:20 AM
Subject: Re: Sir, read this mail attached with payment approval document and respond to it urgently.
To: Fake bank
Dear Mr. Lopez,
Regarding your last email, I am pleased that this turned out to be misunderstanding and we are in agreement about how to proceed. I am sorry if I ever offended you by questioning your level of experience. I am now assured that the money is in safe hands.
Given that the court affidavit has been obtained, how much is the total fees now please? Really I would usually expect the bank to cover such expenses, but if this is against your policies then I do not want you to loose 850 euros because of me.
Thanks
Gerald.
Date: Tue, May 21, 2024 at 9:20 AM
Subject: Re: Sir, read this mail attached with payment approval document and respond to it urgently.
To: Fake bank
Dear Mr. Lopez,
Regarding your last email, I am pleased that this turned out to be misunderstanding and we are in agreement about how to proceed. I am sorry if I ever offended you by questioning your level of experience. I am now assured that the money is in safe hands.
Given that the court affidavit has been obtained, how much is the total fees now please? Really I would usually expect the bank to cover such expenses, but if this is against your policies then I do not want you to loose 850 euros because of me.
Thanks
Gerald.
From: Fake bank
Date: Tue, May 21, 2024 at 10:28 AM
Subject: Sir, read our bank response to your today’s mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to our previous mail today attached with the payment approval document of your funds including the Court affidavit and the contents therein were noted.
First and foremost, I must make it very clear to you that the last thing I will do insofar my job with this bank is concern is to have any argument with our bank customers. Our bank customers are my first priority and my duty is to satisfy their needs. Therefore, if I offended you in anyway, I am on my two knees down apologizing for your forgiveness.
However, regarding your question, Euro850.00 is equivalent to £727.00 while US$5,298.80cent is equivalent to £4,166.00 and the total amount will be £727.00 + £4,166.00 totaling £4,893.00.
In a nutshell, please note that you can send the money via Western Union Money Transfer, Money Gram or RIA Money Transfer for quick receipt for this bank to wire your US$3.5M into your bank account today upon the receipt of the money and you can as well send the money through bank to bank wire transfer. We will be waiting for your urgent response to this
mail to enable us know if you are sending the money today so that we will send you the payment details you will use to send the money based on your best option of sending it.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Tue, May 21, 2024 at 10:28 AM
Subject: Sir, read our bank response to your today’s mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to our previous mail today attached with the payment approval document of your funds including the Court affidavit and the contents therein were noted.
First and foremost, I must make it very clear to you that the last thing I will do insofar my job with this bank is concern is to have any argument with our bank customers. Our bank customers are my first priority and my duty is to satisfy their needs. Therefore, if I offended you in anyway, I am on my two knees down apologizing for your forgiveness.
However, regarding your question, Euro850.00 is equivalent to £727.00 while US$5,298.80cent is equivalent to £4,166.00 and the total amount will be £727.00 + £4,166.00 totaling £4,893.00.
In a nutshell, please note that you can send the money via Western Union Money Transfer, Money Gram or RIA Money Transfer for quick receipt for this bank to wire your US$3.5M into your bank account today upon the receipt of the money and you can as well send the money through bank to bank wire transfer. We will be waiting for your urgent response to this
mail to enable us know if you are sending the money today so that we will send you the payment details you will use to send the money based on your best option of sending it.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
From: Gerald Croft
Date: Tue, May 21, 2024 at 9:15 PM
Subject: Re: Sir, read our bank response to your today’s mail and acknowledge the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Regarding your statement, "Therefore, if I offended you in anyway, I am on my two knees down apologizing for your forgiveness". Really, there is no need be so dramatic and oversensitive about it. We are all matured here, and we are more than capable of resolving disagreements when they arise. If you had inadvertently offended me, which I would like to assure you that you did not, a simple apology would have sufficed. In my experience, professional men do not usually resort to hyperbole such as this. Perhaps customs are different in your country.
Thank you for the confirmation of the total fee.
Is it usual to use the payment methods you described to transfer money to a bank? I can use Money Gram as there is an outlet in my local town (I am not sure about the others, I would probably have to drive to another town), but I thought that they were typically only used to send money to people who live in poor countries where they do not have banks. Please advise if there is any particular reason for me to do this, rather than simply making a bank wire transfer to a La Caixa Bank account.
If I am using one of the methods you described, that will involve making a card payment for almost £5000, unless I withdraw that amount in cash from the bank. I think I will have to notify my bank about this so that the transaction is not blocked (they have these security systems in case someone steals my credit card and tries to make off with my money, as I'm sure you are aware). Because of this, I think I would only be able to make the payment on Thursday or Friday. If you can provide your official bank account, I am sure I will be able to pay tomorrow.
Thanks
Gerald.
Date: Tue, May 21, 2024 at 9:15 PM
Subject: Re: Sir, read our bank response to your today’s mail and acknowledge the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Regarding your statement, "Therefore, if I offended you in anyway, I am on my two knees down apologizing for your forgiveness". Really, there is no need be so dramatic and oversensitive about it. We are all matured here, and we are more than capable of resolving disagreements when they arise. If you had inadvertently offended me, which I would like to assure you that you did not, a simple apology would have sufficed. In my experience, professional men do not usually resort to hyperbole such as this. Perhaps customs are different in your country.
Thank you for the confirmation of the total fee.
Is it usual to use the payment methods you described to transfer money to a bank? I can use Money Gram as there is an outlet in my local town (I am not sure about the others, I would probably have to drive to another town), but I thought that they were typically only used to send money to people who live in poor countries where they do not have banks. Please advise if there is any particular reason for me to do this, rather than simply making a bank wire transfer to a La Caixa Bank account.
If I am using one of the methods you described, that will involve making a card payment for almost £5000, unless I withdraw that amount in cash from the bank. I think I will have to notify my bank about this so that the transaction is not blocked (they have these security systems in case someone steals my credit card and tries to make off with my money, as I'm sure you are aware). Because of this, I think I would only be able to make the payment on Thursday or Friday. If you can provide your official bank account, I am sure I will be able to pay tomorrow.
Thanks
Gerald.
From: Fake bank
Date: Wed, May 22, 2024 at 9:27 AM
Subject: Sir, read our bank response to your last mail and please do not hesitate/delay your response to it.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail dated 21st May 2024 in response to our last mail of the same date stated as above and the contents therein were noted.
Regarding your questions; (1), Western Union Money Transfer, Money Gram and RIA Money Transfer is not an official means to make payment to a bank. The only reason we make such a suggestion to you is for quick receipt. For example, if you send the money through any of the mentioned methods above, we will receive it the same day and transfer your funds
into your bank account the same.
(2), the only official means our bank use to receive payment is via bank to bank wire transfer. Again, being that out of the total amount required £4,893.00, only Euro45.00 belongs to La Caixa Bank and US$5,250.00 belongs to the Spanish Ministry of Finance while Euro850.00 is my personal money. I will like to let you know on time that La Caixa Bank has only one official bank account with Banco Di Espanyol (Apex Bank of Spain) while every branches has their own bank account they use to receive money. If we use La Caixa Bank official bank account with Banco Di Espanyol to receive the money from you, it will take longer processes to retrieve the Ministry of Finance Stamp Duty Fee and pay to them before your funds can be transferred while my personal money on it Euro850.00 is totally impossible to return back to me. Therefore, we can only give to you our branch receiving bank account.
In a nutshell, if it will be convenient for you to make the wire transfer today, upon the receipt of this mail, kindly notify us to send you the bank details you will use to make the wire transfer.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Wed, May 22, 2024 at 9:27 AM
Subject: Sir, read our bank response to your last mail and please do not hesitate/delay your response to it.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your mail dated 21st May 2024 in response to our last mail of the same date stated as above and the contents therein were noted.
Regarding your questions; (1), Western Union Money Transfer, Money Gram and RIA Money Transfer is not an official means to make payment to a bank. The only reason we make such a suggestion to you is for quick receipt. For example, if you send the money through any of the mentioned methods above, we will receive it the same day and transfer your funds
into your bank account the same.
(2), the only official means our bank use to receive payment is via bank to bank wire transfer. Again, being that out of the total amount required £4,893.00, only Euro45.00 belongs to La Caixa Bank and US$5,250.00 belongs to the Spanish Ministry of Finance while Euro850.00 is my personal money. I will like to let you know on time that La Caixa Bank has only one official bank account with Banco Di Espanyol (Apex Bank of Spain) while every branches has their own bank account they use to receive money. If we use La Caixa Bank official bank account with Banco Di Espanyol to receive the money from you, it will take longer processes to retrieve the Ministry of Finance Stamp Duty Fee and pay to them before your funds can be transferred while my personal money on it Euro850.00 is totally impossible to return back to me. Therefore, we can only give to you our branch receiving bank account.
In a nutshell, if it will be convenient for you to make the wire transfer today, upon the receipt of this mail, kindly notify us to send you the bank details you will use to make the wire transfer.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Let's get an account to report. But first, another important question.
From: Gerald Croft
Date: Wed, May 22, 2024 at 9:53 AM
Subject: Re: Sir, read our bank response to your last mail and please do not hesitate/delay your response to it.
To: Fake bank
Dear Mr. Lopez,
Thanks for your message. I understand that you think it will be easier to use an instant money transfer service due to the speed, and because the money has to be divided between different recipients including you personally, the Bank and the Spanish tax authorities.
However, I am not understanding the second part of your message. How can La Caixa Bank only have an official bank account with Apex Bank of Spain? It seems to me to be an unwise financial decision to go out of your way to support one of your competitors, when your company must manage so many bank accounts by itself. Or would the branch bank account that you mentioned be a La Caixa bank account?
Thanks
Gerald.
Date: Wed, May 22, 2024 at 9:53 AM
Subject: Re: Sir, read our bank response to your last mail and please do not hesitate/delay your response to it.
To: Fake bank
Dear Mr. Lopez,
Thanks for your message. I understand that you think it will be easier to use an instant money transfer service due to the speed, and because the money has to be divided between different recipients including you personally, the Bank and the Spanish tax authorities.
However, I am not understanding the second part of your message. How can La Caixa Bank only have an official bank account with Apex Bank of Spain? It seems to me to be an unwise financial decision to go out of your way to support one of your competitors, when your company must manage so many bank accounts by itself. Or would the branch bank account that you mentioned be a La Caixa bank account?
Thanks
Gerald.
From: Fake bank
Date: Wed, May 22, 2024 at 11:09 AM
Subject: Sir, read our bank response to your mail today while you receive the bank details in our next mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your today’s mail in response to our previous mail today and the contents therein were noted.
First and foremost, thank you for your understanding on the reason why we suggested you to use Money Gram, Western Union or RIA.
However, coming to our second answer which you did not understand, in accordance with the Spanish Banking Laws, all registered bank with the Spanish Government obtain license from the Banco Di Espanyol (Apex Bank of Spain) before they will start operating. Also, all banks in Spain have their respective bank account with the Banco Di Espanyol that is what I mean by official bank account.
In addition, every La Caixa Bank branches has their own account they use to run their bank branch maintenance and other services.
In a nutshell, I have an official meeting to attend by 1:00pm our local time today outside our bank, I will be sending you the bank details you will use to transfer the £4,893.00 today in our next mail now and please don’t be worried if you did not receive my urgent response in case you send to us mail, I will attend to it once I return back to the office.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Wed, May 22, 2024 at 11:09 AM
Subject: Sir, read our bank response to your mail today while you receive the bank details in our next mail and acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby acknowledging the receipt of your today’s mail in response to our previous mail today and the contents therein were noted.
First and foremost, thank you for your understanding on the reason why we suggested you to use Money Gram, Western Union or RIA.
However, coming to our second answer which you did not understand, in accordance with the Spanish Banking Laws, all registered bank with the Spanish Government obtain license from the Banco Di Espanyol (Apex Bank of Spain) before they will start operating. Also, all banks in Spain have their respective bank account with the Banco Di Espanyol that is what I mean by official bank account.
In addition, every La Caixa Bank branches has their own account they use to run their bank branch maintenance and other services.
In a nutshell, I have an official meeting to attend by 1:00pm our local time today outside our bank, I will be sending you the bank details you will use to transfer the £4,893.00 today in our next mail now and please don’t be worried if you did not receive my urgent response in case you send to us mail, I will attend to it once I return back to the office.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Of course, this excuse for an explanation is nothing but lies. "Banco Di Espanyol" isn't even correct Spanish. However, Gerald does not question it further. The fake bank sends another email with a (real) La Caixa bank account in Spain. It has been reported.
From: Gerald Croft
Date: Wed, May 22, 2024 at 11:05 PM
Subject: Re: Sir, read our bank response to your mail today while you receive the bank details in our next mail and acknowledge the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Apologies for the delay in responding to this, it has been rather a busy day for me.
I just tried to make the payment to the account you gave me using my online banking. However, it gave me an error message that I did not really understand. Do you think it is possible that the account information you gave me is incorrect? Please check this and I will try to make the transfer again tomorrow morning.
Thanks
Gerald.
Date: Wed, May 22, 2024 at 11:05 PM
Subject: Re: Sir, read our bank response to your mail today while you receive the bank details in our next mail and acknowledge the receipt urgently.
To: Fake bank
Dear Mr. Lopez,
Apologies for the delay in responding to this, it has been rather a busy day for me.
I just tried to make the payment to the account you gave me using my online banking. However, it gave me an error message that I did not really understand. Do you think it is possible that the account information you gave me is incorrect? Please check this and I will try to make the transfer again tomorrow morning.
Thanks
Gerald.
From: Fake bank
Date: Thu, May 23, 2024 at 7:26 AM
Subject: Sir, read our bank response to your last mail yesterday and abide with our directives therein urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to your last mail dated 22nd May 2024 which we received this morning on our arrival to the office in response to our last mail with the same date stated as above and the contents therein were noted.
Concerning your question, the bank information we sent to you yesterday is very correct. It might be that you are making a mistake in filling the online transfer form. Since you are making International wire transfer, you must fill in the account number as follows; Account Number: {Account number} while IBAN (Sort Code); {IBAN}. Remember that the first two letters in the IBAN: ES together with 50 (ES50). Again, check very well to see if you are putting the Swift Code wrongly.
In a nutshell, we will resend to you the bank details again in our next mail and kindly go through it thereafter to try and make the online transfer and get back to us urgently.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Thu, May 23, 2024 at 7:26 AM
Subject: Sir, read our bank response to your last mail yesterday and abide with our directives therein urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to your last mail dated 22nd May 2024 which we received this morning on our arrival to the office in response to our last mail with the same date stated as above and the contents therein were noted.
Concerning your question, the bank information we sent to you yesterday is very correct. It might be that you are making a mistake in filling the online transfer form. Since you are making International wire transfer, you must fill in the account number as follows; Account Number: {Account number} while IBAN (Sort Code); {IBAN}. Remember that the first two letters in the IBAN: ES together with 50 (ES50). Again, check very well to see if you are putting the Swift Code wrongly.
In a nutshell, we will resend to you the bank details again in our next mail and kindly go through it thereafter to try and make the online transfer and get back to us urgently.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Let's come up with an excuse that will force him to give me another account or MoneyGram receiver details.
From: Gerald Croft
Date: Thu, May 23, 2024 at 12:33 PM
Subject: Re: Sir, read our bank response to your last mail yesterday and abide with our directives therein urgently.
To: Fake bank
Dear Mr. Lopez,
I think I understand what the problem is now. The problem isn't that the information is wrong, it is a problem with my account. About 10 years ago I was declared bankrupt and since then I have only been able to get a special bank account with many restrictions on it. I did not realise until now that one of these restrictions is that I am not allowed to transfer money to a foreign account, so I will unfortunately be unable to make the payment by online bank transfer to this account.
What I suggest we do is that you can provide me with receiver details for Money Gram, and I can send the payment this way. I have notified my bank that I intend to withdraw the money so this should be possible to send the money tomorrow. Alternatively, if you have a UK account that I could transfer the money to, this would also be OK.
Thanks, and my apologies for the delay caused on my part due to my misunderstanding.
Gerald.
Date: Thu, May 23, 2024 at 12:33 PM
Subject: Re: Sir, read our bank response to your last mail yesterday and abide with our directives therein urgently.
To: Fake bank
Dear Mr. Lopez,
I think I understand what the problem is now. The problem isn't that the information is wrong, it is a problem with my account. About 10 years ago I was declared bankrupt and since then I have only been able to get a special bank account with many restrictions on it. I did not realise until now that one of these restrictions is that I am not allowed to transfer money to a foreign account, so I will unfortunately be unable to make the payment by online bank transfer to this account.
What I suggest we do is that you can provide me with receiver details for Money Gram, and I can send the payment this way. I have notified my bank that I intend to withdraw the money so this should be possible to send the money tomorrow. Alternatively, if you have a UK account that I could transfer the money to, this would also be OK.
Thanks, and my apologies for the delay caused on my part due to my misunderstanding.
Gerald.
From: Fake bank
Date: Thu, May 23, 2024 at 4:19 PM (Appropriately!)
Subject: Sir, read this mail in response to your mail today while you read our next mail with the UK bank details.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to your today’s mail in response to our previous mail today and the contents therein were noted.
However, thanks for letting us know the reason you where unable make International wire transfer. Concerning your request, we will be sending you UK bank account you will use to transfer the £4,893.00 in our next mail.
In a nutshell, my candid advice to you is to try your possible best and make the transfer today unfailingly so that we can transfer your US$3.5M into your bank account tomorrow and bring your transaction to an end this week as schedule.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Thu, May 23, 2024 at 4:19 PM (Appropriately!)
Subject: Sir, read this mail in response to your mail today while you read our next mail with the UK bank details.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in acknowledgment to your today’s mail in response to our previous mail today and the contents therein were noted.
However, thanks for letting us know the reason you where unable make International wire transfer. Concerning your request, we will be sending you UK bank account you will use to transfer the £4,893.00 in our next mail.
In a nutshell, my candid advice to you is to try your possible best and make the transfer today unfailingly so that we can transfer your US$3.5M into your bank account tomorrow and bring your transaction to an end this week as schedule.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
They sent a UK account, which is now reported too.
From: Fake bank
Date: Fri, May 24, 2024 at 8:16 AM
Subject: Sir, read this mail and please do not hesitate/delay your response to it rather reply urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail to confirm from you if you received our last mail yesterday including the U. K. bank details in response to your last mail yesterday.
However, concerning our bank arrangements to complete with your payment this week without fail, I am hereby writing you this mail to confirm from you if you were able to make the payment yesterday into the U. K bank account or not yet.
We are urgently waiting for your response to this mail to enable us know our program in completing with your payment today unfailingly.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Fri, May 24, 2024 at 8:16 AM
Subject: Sir, read this mail and please do not hesitate/delay your response to it rather reply urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail to confirm from you if you received our last mail yesterday including the U. K. bank details in response to your last mail yesterday.
However, concerning our bank arrangements to complete with your payment this week without fail, I am hereby writing you this mail to confirm from you if you were able to make the payment yesterday into the U. K bank account or not yet.
We are urgently waiting for your response to this mail to enable us know our program in completing with your payment today unfailingly.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Time to bring in a dollar chopper. I often use a dollar chopper called Simon Williams (usually a Barrister but occasionally a Dr.) In this case, it seemed particularly appropriate as he happens to have a similar name to one of the scammers.
From: Gerald Croft
Date: Fri, May 24, 2024 at 9:56 AM
Subject: Re: Sir, read this mail and please do not hesitate/delay your response to it rather reply urgently.
To: Fake bank
Dear Mr. Lopez,
Thanks for your email. I received the account details, but I also got a message from Dr. Williams who seems to think that I am only supposed to pay £450, and that I am supposed to send it to a different account. I am a bit confused about what to do here, as I am being given contradictory information. Could you please get in touch with Dr. Williams, and decide between yourselves what I am supposed to do. I will be happy to make whatever payment is necessary, and to whichever account as long as my bank will allow me to make the transfer, but I do not want to make a mistake.
Thanks
Gerald.
Date: Fri, May 24, 2024 at 9:56 AM
Subject: Re: Sir, read this mail and please do not hesitate/delay your response to it rather reply urgently.
To: Fake bank
Dear Mr. Lopez,
Thanks for your email. I received the account details, but I also got a message from Dr. Williams who seems to think that I am only supposed to pay £450, and that I am supposed to send it to a different account. I am a bit confused about what to do here, as I am being given contradictory information. Could you please get in touch with Dr. Williams, and decide between yourselves what I am supposed to do. I will be happy to make whatever payment is necessary, and to whichever account as long as my bank will allow me to make the transfer, but I do not want to make a mistake.
Thanks
Gerald.
From: Dr Scott Williams
Date: Fri, May 24, 2024 at 11:53 AM
Subject: Sir, read this message and reply to it immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
I was embarrassed by receiving a call now from Mr. Lopez Roberto of La Caixa Bank including a forwarded email from you stating that I Mr. Scott wrote you a message stating that the amount you were supposed to pay is £450.00 and that I gave you another different bank details to pay the amount.
Meanwhile, can you send to us the said email from me where I asked you to pay £450.00 and the bank details I sent to you?
Finally, kindly comply with the bank directives and pay the exact amount the bank asked you to pay with the bank details they gave to you.
Regards,
Dr. Scott Williams.
Date: Fri, May 24, 2024 at 11:53 AM
Subject: Sir, read this message and reply to it immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
I was embarrassed by receiving a call now from Mr. Lopez Roberto of La Caixa Bank including a forwarded email from you stating that I Mr. Scott wrote you a message stating that the amount you were supposed to pay is £450.00 and that I gave you another different bank details to pay the amount.
Meanwhile, can you send to us the said email from me where I asked you to pay £450.00 and the bank details I sent to you?
Finally, kindly comply with the bank directives and pay the exact amount the bank asked you to pay with the bank details they gave to you.
Regards,
Dr. Scott Williams.
Naturally, I complied with this request.
From: Gerald Croft
Date: Fri, May 24, 2024 at 2:02 PM
Subject: Re: Sir, read this message and reply to it immediately.
To: Dr Scott Williams
Dear Dr. Williams,
Of course, I will forward the email to this address now. I did not know that you were still using this email account, I thought you had said I should only contact you on your new account from now on.
I will make the payment as soon as I understand for certain what the situation of things is regarding this other account.
Thanks
Gerald.
Date: Fri, May 24, 2024 at 2:02 PM
Subject: Re: Sir, read this message and reply to it immediately.
To: Dr Scott Williams
Dear Dr. Williams,
Of course, I will forward the email to this address now. I did not know that you were still using this email account, I thought you had said I should only contact you on your new account from now on.
I will make the payment as soon as I understand for certain what the situation of things is regarding this other account.
Thanks
Gerald.
From: Gerald Croft
Date: Fri, May 24, 2024 at 2:04 PM
Subject: Fwd: YOUR UNITED NATIONS COMPENSATION FUND
To: Dr Scott Williams
---------- Forwarded message ---------
From: simon williams
Date: Thu, May 23, 2024 at 3:58 PM
Subject: YOUR UNITED NATIONS COMPENSATION FUND
To: Gerald Croft
DEAR BENEFICIARY, MR. CROFT GERALD
THANK YOU FOR YOUR REPLY OUR EMAIL
REGARDS YOUR QUESTION, I DO NOT KNOW ANYTHING ABOUT ANY 4893 POUNDS. PLEASE BE ADVICE THAT YOU MUST MAKE THE PAYMENT OF 450 POUNDS ONLY TO OUR CASHING AGENT IN LONDON UK
{Fake account details}
TRY AND MAKE THE PAYMENT TODAY, NO TO ANY OTHER ACCOUNT APART FROM THIS ONE
YOUR SINCERELY
Dr. Williams Simon, United Nations
Date: Fri, May 24, 2024 at 2:04 PM
Subject: Fwd: YOUR UNITED NATIONS COMPENSATION FUND
To: Dr Scott Williams
---------- Forwarded message ---------
From: simon williams
Date: Thu, May 23, 2024 at 3:58 PM
Subject: YOUR UNITED NATIONS COMPENSATION FUND
To: Gerald Croft
DEAR BENEFICIARY, MR. CROFT GERALD
THANK YOU FOR YOUR REPLY OUR EMAIL
REGARDS YOUR QUESTION, I DO NOT KNOW ANYTHING ABOUT ANY 4893 POUNDS. PLEASE BE ADVICE THAT YOU MUST MAKE THE PAYMENT OF 450 POUNDS ONLY TO OUR CASHING AGENT IN LONDON UK
{Fake account details}
TRY AND MAKE THE PAYMENT TODAY, NO TO ANY OTHER ACCOUNT APART FROM THIS ONE
YOUR SINCERELY
Dr. Williams Simon, United Nations
I forwarded the message to the fake bank as well. Dr. Scott Williams is not happy.
From: Dr Scott Williams
Date: Fri, May 24, 2024 at 8:25 PM
Subject: Sir, read this message and abide with my directives therein immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
I went for an official meeting after sending you my earlier message today and just now I returned back and received your forwarded message.
Meanwhile, without being told, it is obvious that the impostor Mr. James Jackson and his colleagues are the people sending you these messages. My name is Dr. Scott Williams and not Dr. Williams Simon and our email ID is {Scott's email} not {Simon's email}
In addition, how can you be responding to those impostors without notifying us? Your funds are with La Caixa Bank and you have every reason to comply with La Caixa Bank directives, why then trying to pay £450.00 to those crooks?
Finally, I am suspecting that those crooks are in your email inbox monitoring your conversation with La Caixa Bank. My candid advice to you is to change your email password and create another email for this transaction. Kindly send the £4,893.00 to the bank details given to you by La Caixa Bank and cease your communications with the so-called Williams Simon.
Regards,
Dr. Scott Williams
Date: Fri, May 24, 2024 at 8:25 PM
Subject: Sir, read this message and abide with my directives therein immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
I went for an official meeting after sending you my earlier message today and just now I returned back and received your forwarded message.
Meanwhile, without being told, it is obvious that the impostor Mr. James Jackson and his colleagues are the people sending you these messages. My name is Dr. Scott Williams and not Dr. Williams Simon and our email ID is {Scott's email} not {Simon's email}
In addition, how can you be responding to those impostors without notifying us? Your funds are with La Caixa Bank and you have every reason to comply with La Caixa Bank directives, why then trying to pay £450.00 to those crooks?
Finally, I am suspecting that those crooks are in your email inbox monitoring your conversation with La Caixa Bank. My candid advice to you is to change your email password and create another email for this transaction. Kindly send the £4,893.00 to the bank details given to you by La Caixa Bank and cease your communications with the so-called Williams Simon.
Regards,
Dr. Scott Williams
At the midnight between Friday and Saturday, Simon Williams sends a message to Scott Williams entirely written in the subject line.
From: simon williams
Date: Sat, May 25, 2024 at 12:00 AM
Subject: SMALL BOY IF U WORK MY CLIENT GOD GO SURELY END UR LIFE
To: Dr Scott Williams
Date: Sat, May 25, 2024 at 12:00 AM
Subject: SMALL BOY IF U WORK MY CLIENT GOD GO SURELY END UR LIFE
To: Dr Scott Williams
Gerald is still confused.
From: Gerald Croft
Date: Sat, May 25, 2024 at 8:01 AM
Subject: Re: Sir, read this message and abide with my directives therein immediately.
To: Dr Scott Williams
Dear Dr. Williams,
Thank you for your email.
I am still a little bit confused what is going on here. I noticed that the name was a little bit different, but I thought that maybe Scott was short for Simon? I asked the other Dr. Williams if he is definitely Dr. Williams working with United Nations to get me my contract/inheritance funds, and he said yes. He never told me that his name was Mr. James Jackson. So am I to understand that there are two Dr. Williamses working with the United Nations to help me receive the funds? Or if the other Dr. Williams is this impostor, why hasn't he been arrested, since the people at La Caixa bank told me that if the impostor turned up then he would be arrested?
Regarding your question, "how can you be responding to those impostors without notifying us?", I did notify you as soon as I realised that the other Dr. Williams was a different person than you. I had assumed that you two were the same person using two different email addresses up until then, which you must admit is understandable as you have such similar names and work for the same organisation.
Regarding your other question, "why then trying to pay £450.00 to those crooks?", I would like to emphasise that I have not yet send any money to anybody, and I was complying fully with the instructions from the La Caixa bank up until I was told contradictory instruction about what to do.
How can the crooks be in my email inbox? I have a very secure password that I have never told to anyone and I recently got my PC checked for viruses and hackers, which found that it was completely clean. For this reason I do not think it is necessary to open a new inbox, however, if you insist on it then I will try to open a new account this weekend.
Could you please check your organisation's database to see if you have any employee called Dr. Simon Williams, as I still think it is possible that there has been a misunderstanding and you are supposed to be working together with him.
Thanks
Gerald.
Date: Sat, May 25, 2024 at 8:01 AM
Subject: Re: Sir, read this message and abide with my directives therein immediately.
To: Dr Scott Williams
Dear Dr. Williams,
Thank you for your email.
I am still a little bit confused what is going on here. I noticed that the name was a little bit different, but I thought that maybe Scott was short for Simon? I asked the other Dr. Williams if he is definitely Dr. Williams working with United Nations to get me my contract/inheritance funds, and he said yes. He never told me that his name was Mr. James Jackson. So am I to understand that there are two Dr. Williamses working with the United Nations to help me receive the funds? Or if the other Dr. Williams is this impostor, why hasn't he been arrested, since the people at La Caixa bank told me that if the impostor turned up then he would be arrested?
Regarding your question, "how can you be responding to those impostors without notifying us?", I did notify you as soon as I realised that the other Dr. Williams was a different person than you. I had assumed that you two were the same person using two different email addresses up until then, which you must admit is understandable as you have such similar names and work for the same organisation.
Regarding your other question, "why then trying to pay £450.00 to those crooks?", I would like to emphasise that I have not yet send any money to anybody, and I was complying fully with the instructions from the La Caixa bank up until I was told contradictory instruction about what to do.
How can the crooks be in my email inbox? I have a very secure password that I have never told to anyone and I recently got my PC checked for viruses and hackers, which found that it was completely clean. For this reason I do not think it is necessary to open a new inbox, however, if you insist on it then I will try to open a new account this weekend.
Could you please check your organisation's database to see if you have any employee called Dr. Simon Williams, as I still think it is possible that there has been a misunderstanding and you are supposed to be working together with him.
Thanks
Gerald.
After the weekend passes, the fake bank also chimes in.
From: Fake bank
Date: Mon, May 27, 2024 at 7:19 AM
Subject: Sir, read this mail and endeavor to acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in response to your forwarded mail from an unknown person to this bank Dr. Williams Simon and the contents therein were noted.
First and foremost, did the so-called Dr. Williams Simon in any way tell you that he is the one that referred your payment to La Caixa Bank? Or, is there any other bank he referred to that is asking you to pay the £450.00 or you are paying the £450.00 directly to Dr. Williams Simon? Can you forward to this bank any mail sent to you by the so-called Dr. Williams Simon directing you to contact La Caixa Bank with our contact details? How much is the so-called Dr. Williams Simon paying you?
However, is it the duty of so-called Dr. Williams Simon to send you the bank details for making payment to the bank or the duty of the bank to send you the information you will use to pay the bank fee?
In a nutshell, if you are still interested to receive your US$3.5M from La Caixa Bank, do not hesitate to transfer the required fees into the bank details already sent to you today unfailingly or this bank will cease our communications with you and allow you follow-up with the so-called Dr. Williams Simon and see where it will end.
We will be repeating the bank details once more in our next mail.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Mon, May 27, 2024 at 7:19 AM
Subject: Sir, read this mail and endeavor to acknowledge the receipt urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in response to your forwarded mail from an unknown person to this bank Dr. Williams Simon and the contents therein were noted.
First and foremost, did the so-called Dr. Williams Simon in any way tell you that he is the one that referred your payment to La Caixa Bank? Or, is there any other bank he referred to that is asking you to pay the £450.00 or you are paying the £450.00 directly to Dr. Williams Simon? Can you forward to this bank any mail sent to you by the so-called Dr. Williams Simon directing you to contact La Caixa Bank with our contact details? How much is the so-called Dr. Williams Simon paying you?
However, is it the duty of so-called Dr. Williams Simon to send you the bank details for making payment to the bank or the duty of the bank to send you the information you will use to pay the bank fee?
In a nutshell, if you are still interested to receive your US$3.5M from La Caixa Bank, do not hesitate to transfer the required fees into the bank details already sent to you today unfailingly or this bank will cease our communications with you and allow you follow-up with the so-called Dr. Williams Simon and see where it will end.
We will be repeating the bank details once more in our next mail.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
From: Gerald Croft
Date: Mon, May 27, 2024 at 8:04 AM
Subject: Re: Sir, read this mail and endeavor to acknowledge the receipt urgently.
To:
Dear Mr. Lopez,
Thanks for your message. I think that Dr. Williams is working with the other Dr. Williams, and I am definitely sure that one of them directed me to you but the other one wants me to pay only £450 to a different UK account.
Regarding your question, "Or, is there any other bank he referred to that is asking you to pay the £450.00 or you are paying the £450.00 directly to Dr. Williams Simon?", he wants me to pay this money to the bank account of a Mr. Anthony James, who he tells me is his cashing agent. In answer to your other question, "How much is the so-called Dr. Williams Simon paying you?", he told me that he will help me to receive my United Nations compensation fund which is $10.5 million dollars.
Regarding your final question, "is it the duty of so-called Dr. Williams Simon to send you the bank details", I do not know and this is what I am trying to understand. If I have understood correctly, my funds is coming from United Nations and they are currently in possession of the funds, so I suspect the answer is yes.
Is the reason that you will cease communications with me that you do not need to be involved in the business now that Dr. Williams has found another way for me to receive the funds? When I read this statement the first time I thought that you were threatening to refuse to do your job, but I am sure this is not the case.
Thanks
Gerald.
Date: Mon, May 27, 2024 at 8:04 AM
Subject: Re: Sir, read this mail and endeavor to acknowledge the receipt urgently.
To:
Dear Mr. Lopez,
Thanks for your message. I think that Dr. Williams is working with the other Dr. Williams, and I am definitely sure that one of them directed me to you but the other one wants me to pay only £450 to a different UK account.
Regarding your question, "Or, is there any other bank he referred to that is asking you to pay the £450.00 or you are paying the £450.00 directly to Dr. Williams Simon?", he wants me to pay this money to the bank account of a Mr. Anthony James, who he tells me is his cashing agent. In answer to your other question, "How much is the so-called Dr. Williams Simon paying you?", he told me that he will help me to receive my United Nations compensation fund which is $10.5 million dollars.
Regarding your final question, "is it the duty of so-called Dr. Williams Simon to send you the bank details", I do not know and this is what I am trying to understand. If I have understood correctly, my funds is coming from United Nations and they are currently in possession of the funds, so I suspect the answer is yes.
Is the reason that you will cease communications with me that you do not need to be involved in the business now that Dr. Williams has found another way for me to receive the funds? When I read this statement the first time I thought that you were threatening to refuse to do your job, but I am sure this is not the case.
Thanks
Gerald.
From: Dr Scott Williams
Date: Mon, May 27, 2024 at 8:16 AM
Subject: Sir, read this mail in acknowledgment to your last mail and endeavor to abide with our candid advice therein.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your message dated 25th May 2024 and the contents therein were noted.
Meanwhile, to the best of my knowledge, there is nobody working with the United Nations whose name is Dr. Williams Simon. I explained to you in my last message that this impostor must be the same group as James Jackson. How can we arrest someone who we never know or even have the knowledge that he is communicating with you? That idiot never went to La Caixa Bank for the claim of your funds and the bank failed to arrest him. Why must it be the Impostor Dr. Williams Simon to tell you the amount you have to pay and the account you must pay it to? Is he the bank that is supposed to receive the fee from you?
Sir, can you please send to this office the first message sent to you by the impostor Dr. Williams Simon? Is there any message you receive from the crook directing you to contact La Caixa Bank for your payment of your US$3.5M? When did this crook start contacting you?
Finally, our candid advice to you is to cease your further communications with the impostor and abide with La Caixa Bank instructions by making sure that you wire the fee to them today unfailingly to enable them complete with your transaction and stop being confused. If it will be possible, kindly open a new email address purposely for this transaction only as I strongly believe that those impostors are in your email inbox.
Regards,
Dr. Scott Williams.
Date: Mon, May 27, 2024 at 8:16 AM
Subject: Sir, read this mail in acknowledgment to your last mail and endeavor to abide with our candid advice therein.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your message dated 25th May 2024 and the contents therein were noted.
Meanwhile, to the best of my knowledge, there is nobody working with the United Nations whose name is Dr. Williams Simon. I explained to you in my last message that this impostor must be the same group as James Jackson. How can we arrest someone who we never know or even have the knowledge that he is communicating with you? That idiot never went to La Caixa Bank for the claim of your funds and the bank failed to arrest him. Why must it be the Impostor Dr. Williams Simon to tell you the amount you have to pay and the account you must pay it to? Is he the bank that is supposed to receive the fee from you?
Sir, can you please send to this office the first message sent to you by the impostor Dr. Williams Simon? Is there any message you receive from the crook directing you to contact La Caixa Bank for your payment of your US$3.5M? When did this crook start contacting you?
Finally, our candid advice to you is to cease your further communications with the impostor and abide with La Caixa Bank instructions by making sure that you wire the fee to them today unfailingly to enable them complete with your transaction and stop being confused. If it will be possible, kindly open a new email address purposely for this transaction only as I strongly believe that those impostors are in your email inbox.
Regards,
Dr. Scott Williams.
To highlight Gerald's failure to be able to distinguish the two Dr. Williamses, I forwarded him the first email I got from the real scammers instead of the first one I got from the dollar chopper.
From: Gerald Croft
Date: Mon, May 27, 2024 at 8:28 AM
Subject: Fwd: Inheritance/contract fund.
To: Dr Scott Williams
Dear Dr. Williams,
This is the first email that I received from Dr. Williams about the business, per your request. Are you telling me that the person who sent me this email is working with the impostor James Jackson?
Thanks
Gerald.
---------- Forwarded message ---------
From: Dr. Scott Williams
Date: Wed, 8 May 2024 at 16:47
Subject: Inheritance/contract fund.
To: Gerald
The United Nations, Office UK
{London Address, Telephone numbers}
Hello the beneficiary:
This is to notify you that your overdue inheritance claim/contract payment which is with a commercial bank here in Europe which we monitor for processing and approval is ready to be released through the commercial bank. Some of these funds are from African Countries which you were trying for years to claim without success.
It is pertinent to note that an issue of this magnitude should have commenced with a formal meeting in London to clear doubts as many frauds are all over the internet, but due to the time factor and the urgency this matter requires, please bear with me for making the initial contact through email.
Meanwhile, a man with British Passport Number ********** came to our office a few days ago with a letter of authority, claiming to be your true representative in this matter.
Here is his information below:
Name: Mr. James Jackson
Bank Name: Citi Bank
Address: Arizona, U. S. A
Account number: **********.
Please, do reconfirm to this office, as a matter of urgency, whether this man is from you truly, so that this office will not be held responsible for paying this approved fund of { $3.5M} into the nominated Citi Bank Account. If this man is not your true representative, you are requested to fill and return this information for verification purposes, so that your approved claim valued S$3.5M only will be re-approved on your name as the beneficiary of the fund. This fund was as a result of an inheritance/contract fund on your behalf as the beneficiary of it.
1. Your name--------------------------------
2. Your address -----------------------------
3. Your telephone-----------------------------
4. Age ----------------------------------------
5. Sex-------------------------------- ---------
6. Your occupation ------------------------------
7. Your identification----------------------------
8. Your bank information-----------------------------
As soon as we receive the above data, we shall commence with all necessary procedures in order to re-approve this fund on your name as the beneficiary through the office of the Director International Remittance/Foreign Operations of the commercial bank here in Europe who handles all foreign inheritance, contract claims etc. We shall proceed with the payment details to the said Mr. Jackson, if we do not hear from you within the next few working days from today.
You are advised also to stop any communications with anybody until you receive your fund to avoid further distractions. Your advice to contact me with the email below (EMAIL: {Email Address})
Best Regards.
Dr. Scott Williams
Date: Mon, May 27, 2024 at 8:28 AM
Subject: Fwd: Inheritance/contract fund.
To: Dr Scott Williams
Dear Dr. Williams,
This is the first email that I received from Dr. Williams about the business, per your request. Are you telling me that the person who sent me this email is working with the impostor James Jackson?
Thanks
Gerald.
---------- Forwarded message ---------
From: Dr. Scott Williams
Date: Wed, 8 May 2024 at 16:47
Subject: Inheritance/contract fund.
To: Gerald
The United Nations, Office UK
{London Address, Telephone numbers}
Hello the beneficiary:
This is to notify you that your overdue inheritance claim/contract payment which is with a commercial bank here in Europe which we monitor for processing and approval is ready to be released through the commercial bank. Some of these funds are from African Countries which you were trying for years to claim without success.
It is pertinent to note that an issue of this magnitude should have commenced with a formal meeting in London to clear doubts as many frauds are all over the internet, but due to the time factor and the urgency this matter requires, please bear with me for making the initial contact through email.
Meanwhile, a man with British Passport Number ********** came to our office a few days ago with a letter of authority, claiming to be your true representative in this matter.
Here is his information below:
Name: Mr. James Jackson
Bank Name: Citi Bank
Address: Arizona, U. S. A
Account number: **********.
Please, do reconfirm to this office, as a matter of urgency, whether this man is from you truly, so that this office will not be held responsible for paying this approved fund of { $3.5M} into the nominated Citi Bank Account. If this man is not your true representative, you are requested to fill and return this information for verification purposes, so that your approved claim valued S$3.5M only will be re-approved on your name as the beneficiary of the fund. This fund was as a result of an inheritance/contract fund on your behalf as the beneficiary of it.
1. Your name--------------------------------
2. Your address -----------------------------
3. Your telephone-----------------------------
4. Age ----------------------------------------
5. Sex-------------------------------- ---------
6. Your occupation ------------------------------
7. Your identification----------------------------
8. Your bank information-----------------------------
As soon as we receive the above data, we shall commence with all necessary procedures in order to re-approve this fund on your name as the beneficiary through the office of the Director International Remittance/Foreign Operations of the commercial bank here in Europe who handles all foreign inheritance, contract claims etc. We shall proceed with the payment details to the said Mr. Jackson, if we do not hear from you within the next few working days from today.
You are advised also to stop any communications with anybody until you receive your fund to avoid further distractions. Your advice to contact me with the email below (EMAIL: {Email Address})
Best Regards.
Dr. Scott Williams
From: Dr Scott Williams
Date: Mon, May 27, 2024 at 9:21 AM
Subject: Sir, read our acknowledgment to your mail today and kindly comply with our advice therein immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your today’s message in acknowledgment to our earlier message today and we understood its contents.
It is 100% obvious that the impostor Dr. Williams Simon is working hand to hand with the crook Mr. James Jackson. I can remember vividly the first time Mr. James Jackson visited our office to claim your funds, he told us that you authorized him to claim your US$10.5M on your behalf which is one of our reasons we suspected him because your funds are not US$10.5M rather US$3.5M.
Finally, kindly cease your communications with the impostors and focus with the directives from La Caixa Bank by transferring the £4,893.00 to them today without fail and bring this transaction to a final end.
Regards,
Dr. Scott Williams.
Date: Mon, May 27, 2024 at 9:21 AM
Subject: Sir, read our acknowledgment to your mail today and kindly comply with our advice therein immediately.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office received your today’s message in acknowledgment to our earlier message today and we understood its contents.
It is 100% obvious that the impostor Dr. Williams Simon is working hand to hand with the crook Mr. James Jackson. I can remember vividly the first time Mr. James Jackson visited our office to claim your funds, he told us that you authorized him to claim your US$10.5M on your behalf which is one of our reasons we suspected him because your funds are not US$10.5M rather US$3.5M.
Finally, kindly cease your communications with the impostors and focus with the directives from La Caixa Bank by transferring the £4,893.00 to them today without fail and bring this transaction to a final end.
Regards,
Dr. Scott Williams.
From: Fake bank
Date: Mon, May 27, 2024 at 9:38 AM
Subject: Sir, read our bank response to your mail and kindly abide with our advice therein urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in response to your today’s mail in which you acknowledge our previous mail today and the contents therein were noted.
However, it was Dr. Scott Williams of the United Nations that directed your payment file to this bank and the amount you are receiving is US$3.5M. To be very straightforward, the reason why this bank made it very clear to you that if you continue your communications with the so-called Dr. Williams Simon we will cease our communications with you is to avoid you pointing any finger to La Caixa Bank if you fail victim in the hands of so-called Dr. Williams Simon. It is very good to have our clear position on record to avoid you having any room to blame La Caixa Bank tomorrow because we know nothing about so-called Dr. Williams Simon and his US$10.5M.
In a nutshell, upon the receipt of this mail, we are expecting you to wire the required amount £4,893.00 today into the bank details already with you to enable us transfer your US$3.5M into your bank account and bring your transaction to an end.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
Date: Mon, May 27, 2024 at 9:38 AM
Subject: Sir, read our bank response to your mail and kindly abide with our advice therein urgently.
To: Gerald Croft
Attn: Gerald G. Croft
U. K
Sir,
On behalf of this bank, I am hereby writing you this mail in response to your today’s mail in which you acknowledge our previous mail today and the contents therein were noted.
However, it was Dr. Scott Williams of the United Nations that directed your payment file to this bank and the amount you are receiving is US$3.5M. To be very straightforward, the reason why this bank made it very clear to you that if you continue your communications with the so-called Dr. Williams Simon we will cease our communications with you is to avoid you pointing any finger to La Caixa Bank if you fail victim in the hands of so-called Dr. Williams Simon. It is very good to have our clear position on record to avoid you having any room to blame La Caixa Bank tomorrow because we know nothing about so-called Dr. Williams Simon and his US$10.5M.
In a nutshell, upon the receipt of this mail, we are expecting you to wire the required amount £4,893.00 today into the bank details already with you to enable us transfer your US$3.5M into your bank account and bring your transaction to an end.
Regards,
Mr. Lopez Roberto
La Caixa Bank Madrid, Spain.
From: Dr Scott Williams
Date: Mon, May 27, 2024 at 9:44 AM
Subject: Sir, read this message for proper correction.
To: Gerald
Attention: Gerald G. Croft
Sir,
For your useful information, the message you forwarded to us as the first message received from impostor Dr. Williams Simon is not correct because it was I, Dr. Scott Williams that sent you this message you forwarded to us. Kindly read the sender’s name and confirm the true sender.
Regards.
Dr. Scott Williams.
Date: Mon, May 27, 2024 at 9:44 AM
Subject: Sir, read this message for proper correction.
To: Gerald
Attention: Gerald G. Croft
Sir,
For your useful information, the message you forwarded to us as the first message received from impostor Dr. Williams Simon is not correct because it was I, Dr. Scott Williams that sent you this message you forwarded to us. Kindly read the sender’s name and confirm the true sender.
Regards.
Dr. Scott Williams.
So I cook up a plausible initial email from Simon Williams and forward it to Scott. I deliberately try to make my dollar choppers far worse at writing in English than the actual scammers, to make them more pissed off that I am believing the dollar choppers over them.
From: Gerald Croft
Date: Mon, May 27, 2024 at 2:42 PM
Subject: Fwd: UNITED NATIONS COMPENSATION FUND
To: Dr Scott Williams
Dear Dr. Williams,
Ah, you're right, that email that I forwarded did come from you. That was a mistake on my part.
This is the first email I got from Dr. Simon Williams. It went to my spam folder so I did not see it until a day or two later, but Dr. Williams assured me that my fund was not cancelled.
So as I understand the situation, I can either send £450 to Dr. Williams's cashing agent Anthony and receive $10.5 million, or I can send nearly £5000 to the account that La Caixa bank gave me and receive $3.5 million. Is it possible to do both? And is the $3.5 million included in the $10.5 million, or if I do both will I receive $14 million?
Thanks
Gerald.
---------- Forwarded message ---------
From: simon williams
Date: Mon, May 20, 2024 at 6:35 AM
Subject: UNITED NATIONS COMPENSATION FUND
To: Gerald Croft
ATTN: DEAR BENEFICIARY
I AM DR. SIMON WILLIAMS WORKING WITH UNITED NATION ORGANIZATION. WE HAVE DETECTED THAT YOU ARE OWED COMPENSATION FUND DUE TO BEING SCAM VICTIM THE GOVERNMENTS OF MANY AFRICA NATIONS WORKING WITH UNITED NATION HAVE CRETED A COMPENSATION FUND FOR SCAM VICTIMS DUE TO MUCH MONEY LOST FROM VICTIM IN USA AND EUROPE TO FRAUDSTARS IN AFRICA THE TOTAL COMPENSATION FUND OWED TO YOU IS $10,5000,000.00 (TEN POINT FIVE MILLION UNITED STATE DOLLAS) PLEASE REPLY THIS EMAIL IMMEDIATELY OR ELSE YOUR FUND MAY BE CANCELED
YOUR SINCERELY
Dr. Williams Simon, United Nations
Date: Mon, May 27, 2024 at 2:42 PM
Subject: Fwd: UNITED NATIONS COMPENSATION FUND
To: Dr Scott Williams
Dear Dr. Williams,
Ah, you're right, that email that I forwarded did come from you. That was a mistake on my part.
This is the first email I got from Dr. Simon Williams. It went to my spam folder so I did not see it until a day or two later, but Dr. Williams assured me that my fund was not cancelled.
So as I understand the situation, I can either send £450 to Dr. Williams's cashing agent Anthony and receive $10.5 million, or I can send nearly £5000 to the account that La Caixa bank gave me and receive $3.5 million. Is it possible to do both? And is the $3.5 million included in the $10.5 million, or if I do both will I receive $14 million?
Thanks
Gerald.
---------- Forwarded message ---------
From: simon williams
Date: Mon, May 20, 2024 at 6:35 AM
Subject: UNITED NATIONS COMPENSATION FUND
To: Gerald Croft
ATTN: DEAR BENEFICIARY
I AM DR. SIMON WILLIAMS WORKING WITH UNITED NATION ORGANIZATION. WE HAVE DETECTED THAT YOU ARE OWED COMPENSATION FUND DUE TO BEING SCAM VICTIM THE GOVERNMENTS OF MANY AFRICA NATIONS WORKING WITH UNITED NATION HAVE CRETED A COMPENSATION FUND FOR SCAM VICTIMS DUE TO MUCH MONEY LOST FROM VICTIM IN USA AND EUROPE TO FRAUDSTARS IN AFRICA THE TOTAL COMPENSATION FUND OWED TO YOU IS $10,5000,000.00 (TEN POINT FIVE MILLION UNITED STATE DOLLAS) PLEASE REPLY THIS EMAIL IMMEDIATELY OR ELSE YOUR FUND MAY BE CANCELED
YOUR SINCERELY
Dr. Williams Simon, United Nations
Scott Williams did not reply, so the next day Gerald sent an email to all three of the other characters to assess the situation of things.
From: Gerald Croft
Date: Tue, May 28, 2024 at 12:44 PM
Subject: Who to pay for the United Nations fund?
To: Fake bank, Dr Scott Williams , simon williams
Dear All,
I am very confused about the situation of things. I want to make the payment to receive my funds, but I do not want to make any mistake so I need to be 100% sure of what is going on, because if I am going to pay £4893 that is a lot of money for me, and even £450 is quite a lot of money to pay if the transaction turns out not to be legitimate.
Dr. Simon Williams, I will start by addressing you. Dr. Scott Williams said that you are an impostor, and working with a man called James Jackson to try to collide with bank managers to take my funds. Is this true? If it is not true, can you please explain how is it that the man who was originally assigned to my fund does not know you? And can you also explain why he directed me to a bank that is demanding £4893 if the fee is only £450?
Dr. Scott Williams, you told me that United Nations does not have any employee called Dr. Simon Williams but when I sent a further email to ask about the amount of my fund and whether the total amount is $14 million, you have not up until now replied. This is actually a question to everybody: if Dr. Simon Williams has $10.5 million for me and Dr. Scott Williams has $3.5 million, does that mean the total amount is $14 million and should I send money to both of you to get the full amount?
Mr. Lopez Roberto, of Caixa bank, you asked me to send £4893 to the account of D***** E*** at HSBC bank. Is this definitely the correct transfer details, because Dr. Williams told me to send to Anthony James account at Lloyds bank. And why is the amount so much when I only have to pay £450 to get the $10.5 million from Dr. Williams?
Also, a general question to everybody: do we know why there are two people involved in this transaction with very similar names? Is it the result of an error? It makes things very confusing.
Please REPLY ALL to this message, so that we are not at cross purposes to avoid misunderstanding.
Thanks
Gerald.
Date: Tue, May 28, 2024 at 12:44 PM
Subject: Who to pay for the United Nations fund?
To: Fake bank, Dr Scott Williams , simon williams
Dear All,
I am very confused about the situation of things. I want to make the payment to receive my funds, but I do not want to make any mistake so I need to be 100% sure of what is going on, because if I am going to pay £4893 that is a lot of money for me, and even £450 is quite a lot of money to pay if the transaction turns out not to be legitimate.
Dr. Simon Williams, I will start by addressing you. Dr. Scott Williams said that you are an impostor, and working with a man called James Jackson to try to collide with bank managers to take my funds. Is this true? If it is not true, can you please explain how is it that the man who was originally assigned to my fund does not know you? And can you also explain why he directed me to a bank that is demanding £4893 if the fee is only £450?
Dr. Scott Williams, you told me that United Nations does not have any employee called Dr. Simon Williams but when I sent a further email to ask about the amount of my fund and whether the total amount is $14 million, you have not up until now replied. This is actually a question to everybody: if Dr. Simon Williams has $10.5 million for me and Dr. Scott Williams has $3.5 million, does that mean the total amount is $14 million and should I send money to both of you to get the full amount?
Mr. Lopez Roberto, of Caixa bank, you asked me to send £4893 to the account of D***** E*** at HSBC bank. Is this definitely the correct transfer details, because Dr. Williams told me to send to Anthony James account at Lloyds bank. And why is the amount so much when I only have to pay £450 to get the $10.5 million from Dr. Williams?
Also, a general question to everybody: do we know why there are two people involved in this transaction with very similar names? Is it the result of an error? It makes things very confusing.
Please REPLY ALL to this message, so that we are not at cross purposes to avoid misunderstanding.
Thanks
Gerald.
I thought it would be funny for Simon Williams to reply with an outrageous "explanation", and following Gerald's instruction to reply all.
From: simon williams
Date: Tue, May 28, 2024 at 1:35 PM
Subject: Re: Who to pay for the United Nations fund?
To: Gerald Croft
Cc: Fake bank, Dr Scott Williams
DEAR BENEFICIARY MR. GERALD CROFT
THANK YOU FOR YOUR MASSAGE
AM DEFINITELY NOT AN IMPOSTOR, HOW CAN A UNITED NATIONS EMPLOYEE WITH MANY DECADES OF EXPERIENCE WORKING WITH CUSTOMER BE AN IMPOSTOR?
I UNDERSTAND YOU ARE CONFUSE BY THE SITUATION SO LET ME EXPLAIN IT WELL FOR YOU
THE REASON WHY THIS DR. SCOTT YOU HAVE BEEN DEALING WITH HAVE THE SAME NAME OF DR WILLIAMS IS BECAUSE I AM HIS FATHER. HE IS A 20 YEARS OLD BOY WHO WORKING FOR UNITED NATION AS JUNIOR LOW LEVEL INTERN BECAUSE HE COULD NOT GET ANY OTHER JOB SO I ALLOW HIM TO COME WORK FOR ME AM VERY DISAPPOINTED THAT HE MADE SUCH BIG MISTAKES LIKE THIS. SCOTT, YOU SUPPOSE TO CHECK THE COMPUTER SYSTEM AGAIN BECAUSE IT CLEARLY STATE THE TOTAL FUND FOR MR. GERALD IS TEN POINT FIVE MILLION DOLLAR. I THINK YOU HAVE CONFUSE HIS FILE WITH AN OTHER CUSTOMER WHO IS NOT RECEVING AS MUCH MONEY.
SO MR GERALD PLEASE BE ADVICE THAT THE TOTAL FUND IS 10.5 MILLION. THERE IS NO EXTRA 3.5 MILLION THAT IS WITH MY BOY SCOT, HE JUST MAKE A MISTAKE.
HOWEVER, I APOLOGIES TO YOU MR GERALD SINCE I HAVE ALSO MAKE A MISTAKE. THE MISTAKE I HAVE MADE IS THAT THE CORRECT FEE IS ACTUALLY 4893 POUNDS. WHEN I TELL YOU THE FEE IS 450 I HAD FORGOT TO INCLUDE TAX AND ANTI TERRORISM CERTIFICATE CHARGES.
SO PLEASE BE SURE TO MAKE THE PAYMENT OF 4893 POUNDS TODAY TO THE ACCOUNT INFOS AS FOLOWS
Account name: Anthony A. James
{Fake Bank Details}
IF SCOT HAVE TELL YOU TO DO ANYTHING ELSE HE HAS MADE A ERROR. THERE IS NO NEED TO BE CONTACT ANY BANK, I WILL DO IT FOR YOU
I HOPE YOU UNDERSTANDING EVERY THING NOW SO YOU CAN PAY ME OK?? ?? ?? ??
YOUR SINCERELY
Dr. Williams Simon, United Nations
Date: Tue, May 28, 2024 at 1:35 PM
Subject: Re: Who to pay for the United Nations fund?
To: Gerald Croft
Cc: Fake bank, Dr Scott Williams
DEAR BENEFICIARY MR. GERALD CROFT
THANK YOU FOR YOUR MASSAGE
AM DEFINITELY NOT AN IMPOSTOR, HOW CAN A UNITED NATIONS EMPLOYEE WITH MANY DECADES OF EXPERIENCE WORKING WITH CUSTOMER BE AN IMPOSTOR?
I UNDERSTAND YOU ARE CONFUSE BY THE SITUATION SO LET ME EXPLAIN IT WELL FOR YOU
THE REASON WHY THIS DR. SCOTT YOU HAVE BEEN DEALING WITH HAVE THE SAME NAME OF DR WILLIAMS IS BECAUSE I AM HIS FATHER. HE IS A 20 YEARS OLD BOY WHO WORKING FOR UNITED NATION AS JUNIOR LOW LEVEL INTERN BECAUSE HE COULD NOT GET ANY OTHER JOB SO I ALLOW HIM TO COME WORK FOR ME AM VERY DISAPPOINTED THAT HE MADE SUCH BIG MISTAKES LIKE THIS. SCOTT, YOU SUPPOSE TO CHECK THE COMPUTER SYSTEM AGAIN BECAUSE IT CLEARLY STATE THE TOTAL FUND FOR MR. GERALD IS TEN POINT FIVE MILLION DOLLAR. I THINK YOU HAVE CONFUSE HIS FILE WITH AN OTHER CUSTOMER WHO IS NOT RECEVING AS MUCH MONEY.
SO MR GERALD PLEASE BE ADVICE THAT THE TOTAL FUND IS 10.5 MILLION. THERE IS NO EXTRA 3.5 MILLION THAT IS WITH MY BOY SCOT, HE JUST MAKE A MISTAKE.
HOWEVER, I APOLOGIES TO YOU MR GERALD SINCE I HAVE ALSO MAKE A MISTAKE. THE MISTAKE I HAVE MADE IS THAT THE CORRECT FEE IS ACTUALLY 4893 POUNDS. WHEN I TELL YOU THE FEE IS 450 I HAD FORGOT TO INCLUDE TAX AND ANTI TERRORISM CERTIFICATE CHARGES.
SO PLEASE BE SURE TO MAKE THE PAYMENT OF 4893 POUNDS TODAY TO THE ACCOUNT INFOS AS FOLOWS
Account name: Anthony A. James
{Fake Bank Details}
IF SCOT HAVE TELL YOU TO DO ANYTHING ELSE HE HAS MADE A ERROR. THERE IS NO NEED TO BE CONTACT ANY BANK, I WILL DO IT FOR YOU
I HOPE YOU UNDERSTANDING EVERY THING NOW SO YOU CAN PAY ME OK?? ?? ?? ??
YOUR SINCERELY
Dr. Williams Simon, United Nations
Predictably, this made Dr. Scott Williams rather upset.
From: Dr Scott Williams
Date: Tue, May 28, 2024 at 3:36 PM
Subject: Sir, read this message.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office is hereby writing you this message to let you know that some of your questions to us look so embarrassing and we wonder the reason why you gave the illiterate impostor Williams Simon our email address and La Caixa Bank email address.
Meanwhile, why are you asking us who to pay? Can’t you see that because you forwarded our message and bank messages to the fool, he is now asking you to pay £4,893.00?I am very angry for the animal called Williams Simon writing a message to this office.
Listen Sir, this office will instruct La Caixa Bank to cease their communications with you and if you see yourself as a fool, go ahead and pay any amount you want to the illiterate impostor called Williams Simon and if in return you receive even 1cent from him till the next 100yrs to come, you will know that I Dr. Scott Williams and my entire generations are full of idiots and fools.
Finally, sorry for the word (fool) I use to you because I don’t know other words to use for your brain to come back.
From the investigation we carried out, the internet network the illiterate Williams Simon is writing to you from is from Africa and the cyber crime department are now investigating them. If you expose this information to him, it will not stop the security from doing their job.
Regard,
Dr. Scott Williams.
Date: Tue, May 28, 2024 at 3:36 PM
Subject: Sir, read this message.
To: Gerald
Attention: Gerald G. Croft
Sir,
This office is hereby writing you this message to let you know that some of your questions to us look so embarrassing and we wonder the reason why you gave the illiterate impostor Williams Simon our email address and La Caixa Bank email address.
Meanwhile, why are you asking us who to pay? Can’t you see that because you forwarded our message and bank messages to the fool, he is now asking you to pay £4,893.00?I am very angry for the animal called Williams Simon writing a message to this office.
Listen Sir, this office will instruct La Caixa Bank to cease their communications with you and if you see yourself as a fool, go ahead and pay any amount you want to the illiterate impostor called Williams Simon and if in return you receive even 1cent from him till the next 100yrs to come, you will know that I Dr. Scott Williams and my entire generations are full of idiots and fools.
Finally, sorry for the word (fool) I use to you because I don’t know other words to use for your brain to come back.
From the investigation we carried out, the internet network the illiterate Williams Simon is writing to you from is from Africa and the cyber crime department are now investigating them. If you expose this information to him, it will not stop the security from doing their job.
Regard,
Dr. Scott Williams.
Gerald's next reply has probably made him even madder.
From: Gerald Croft
Date: Tue, May 28, 2024 at 4:00 PM
Subject: Re: Sir, read this message.
To: Dr Scott Williams
Dear Dr. Williams,
That is not a very nice way to talk about your father. What has Dr. Williams Simon done to deserve to be called an animal and an illiterate? I will not tell him that you said this, but I would be quite angry if I found out that one of my children had spoken about me in this way.
Secondly, could you please explain to me why you are referring to me as a fool? I am not offended, I just don't understand. I thought that everything had been sorted out and we were all in agreement since your father confirmed to me that you were correct about the amount of the fee.
Thanks
Gerald.
Date: Tue, May 28, 2024 at 4:00 PM
Subject: Re: Sir, read this message.
To: Dr Scott Williams
Dear Dr. Williams,
That is not a very nice way to talk about your father. What has Dr. Williams Simon done to deserve to be called an animal and an illiterate? I will not tell him that you said this, but I would be quite angry if I found out that one of my children had spoken about me in this way.
Secondly, could you please explain to me why you are referring to me as a fool? I am not offended, I just don't understand. I thought that everything had been sorted out and we were all in agreement since your father confirmed to me that you were correct about the amount of the fee.
Thanks
Gerald.
We'll see what happens next in this bait. I have already upset them, and I think there is potential for a lot more to go wrong for these scammers.
